809 Ginger Wood Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 809 Ginger Wood Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,950 sqft · built 1986
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,000 (Oct 2018)
Tax Bill	$4,380 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25R-32-0335`

Property Details

APN / Parcel Number

Primary APN	`25R-32-0335`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,950 sqft Living Area
Gross Area	2,370 sqft
1st Floor Area	1,114 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	61 ft deep x 47 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	172 sqft
Deck Area	48 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	809 GINGER WOOD CT
City	BALLWIN
State	MO
Zip	63021-8439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PEPPER TREE VILLAGE 12 6 85 LOT 34
Legal Subdivision	PEPPER TREE VILLAGE
Legal Lot Number	34
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	3
Census Block	3002
Census Tract	217942

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	809 GINGER WOOD CT, BALLWIN, MO 63021-8439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 17, 2021	Deed of Trust, Mortgage · Line of Credit VANTAGE CU
Oct 10, 2018	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Sep 20, 2017	Quit Claim Deed, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2018 · Amount on Record
Deed Sale	Oct 10, 2018 · Amount on Record
Prior Sale	Sep 20, 2017 · Amount on Record
Deed Document Number	2018519
Deed Book / Page	23232 / 2801
Prior Transfer Date	May 6, 2008
Prior Transfer Doc	0178866048
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	809 GINGER WOOD CT, BALLWIN, MO 63021-8439
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 GINGER WOOD CT, BALLWIN, MO 63021-8439

Mortgage

Document Number	0242380069
Date	Aug 18, 2020
Book Page	24238/69
Instrument	2020081803127

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	809 GINGER WOOD CT, BALLWIN, MO 63021-8439
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SECURITY TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 GINGER WOOD CT, BALLWIN, MO 63021-8439

Mortgage

Document Number	0250582644
Date	Aug 17, 2021
Book Page	25058/2644
Instrument	2021081700419

Lender

Name	VANTAGE CU
Type	Credit Union
Address	SAINT CHARLES, MO 63304

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 10, 2046

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 10, 2018
Property Address	809 GINGER WOOD CT, BALLWIN, MO 63021-8439
Document Number	0232322801
Book / Page	023232 / 002801
Instrument Date	Oct 5, 2018
Instrument	519
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	809 GINGER WOOD CT BALLWIN MO 630218439, BALLWIN, MO 63021-8439

Mortgage

Document Number	232322804
Date	Oct 10, 2018
Book Page	023232/002804
Instrument	520

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2048

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 20, 2017
Property Address	809 GINGER WOOD CT, BALLWIN, MO 63021-8439
Document Number	0227020071
Book / Page	022702 / 000071
Instrument Date	Aug 22, 2017
Instrument	41
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	809 GINGER WOOD CT BALLWIN MO 630218439, BALLWIN, MO 63021-8439

Mortgage

Document Number	227020075
Date	Sep 20, 2017
Book Page	022702/000075
Instrument	42

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 19, 2032

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,010 (-) Land $24,510 Building $39,500	$336,900 (-) Land $129,000 Building $207,900
2025	$4,380.00 (+1.22%)	$64,010 (+6.99%) Land $24,510 Building $39,500	$336,900 (+6.99%) Land $129,000 Building $207,900
2024	$4,327.00 (+1.41%)
2023	$4,267.00 (+8.96%)	$59,830 (+19.37%) Land $16,340 Building $43,490	$314,900 (+19.37%) Land $86,000 Building $228,900
2022	$3,916.00	$50,120 Land $16,340 Building $33,780
2021			$263,800 Land $86,000 Building $177,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

Nearby Properties on Ginger Wood Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures