Hamilton County property record for 809 Gentry Rd, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,788 sqft · built 2021 |
| Lot Size | 0.353 acres (15,366 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Nov 2025) |
| Tax Bill | $1,650 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171J A 002 |
| Primary APN | 171J A 002 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,788 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,366 sqft (0.353 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000118217 |
|---|---|
| Street Address | 809 GENTRY RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-4313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 3292 02 004A LOT 7 REED R ROGERS PB 22 PG 28 |
| Legal Subdivision | REED ROGERS SUBDIVISION |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 11326 |
809 Gentry Rd is owned and occupied by two individuals who bought it in November 2025.
Source: Hamilton County records, as of April 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 GENTRY RD, CHATTANOOGA, TN 37421-4313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY BANK |
| Jan 19, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Jan 30, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIRST VOLUNTEER BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2025 · Amount on File |
| Deed Sale | Nov 12, 2025 · Amount on File |
| Prior Sale | Jan 19, 2021 · Amount on File |
| Deed Document Number | 2025219 |
| Deed Book / Page | 14104 / 618 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 12, 2025 |
| Property Address | 809 GENTRY RD, CHATTANOOGA, TN 37421-4313 |
| Document Number | 0000000219 |
| Book / Page | 14104 / 618 |
| Map Reference | MB 22 PG 28 |
| Instrument Date | Nov 6, 2025 |
| Instrument | 2025111200219 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST CHOICE TITLE, FIRST CHOICE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,572.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 GENTRY RD, CHATTANOOGA, TN 37421-4313 |
| Document Number | 0014104620 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 14104/620 |
| Name | UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 19, 2021 |
| Property Address | 809 GENTRY RD, CHATTANOOGA, TN 37421-4313 |
| Document Number | 0000000101 |
| Book / Page | 12317 / 751 |
| Map Reference | MB 22 PG 28 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 2021011900101 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, NORTHSHORE T&E LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,128.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 GENTRY RD, CHATTANOOGA, TN 37421-4313 |
| Investor | Possibly a Property Investor |
| Document Number | 0012317754 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 12317/754 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 809 GENTRY RD, CHATTANOOGA, TN 37421-4313 |
| Instrument Date | Jan 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | CHATTANOOGA TITLE E BRAINERD LLC, CHATTANOOGA TITLE E BRAINERD L |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1355 MACK SMITH RD ROSSVILLE GA 307413749, ROSSVILLE, GA 30741-3749 |
| Document Number | 203000059 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 011896/000221 |
| Instrument | 200203000059 |
| Name | FIRST VOLUNTEER BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 2, 2021 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 809 Gentry Rd was $1,650, down 3.8% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,650.00 (-3.79%) | $108,875 (+42%) | $435,500 (+42%) Land $40,000 Building $395,500 |
| 2024 | $1,715.00 | $76,675 (-) | $306,700 (-) Land $40,000 Building $266,700 |
| 2023 | $1,715.00 | $76,675 (-) | $306,700 (-) Land $40,000 Building $266,700 |
| 2022 | $1,715.00 | $76,675 | $306,700 Land $40,000 Building $266,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 809 Gentry Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1979–2025) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Gentry Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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