Washington County property record for 809 Frederick St, Hagerstown, MD 21740
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,169 sqft · built 1946 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Jun 2024) |
| Tax Bill | $1,541 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-009753 |
| Primary APN | 17-009753 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,169 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 180 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 244 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 009753 |
|---|---|
| Street Address | 809 FREDERICK ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-6818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMOD |
| Legal Description | LOT 5 SEC A 50X180 809 FREDERICK ST |
| Legal Subdivision | KENLYS ADD HAGERSTOWN |
| Legal Lot Number | 5 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 17, HAGERSTOWN |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 602 |
Source: Washington County records · APN 17-009753
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 FREDERICK ST, HAGERSTOWN, MD 21740-6818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Feb 14, 2024 | Deed, Transfer · Commercial Mortgage UNITED BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2024 · Amount on Record |
| Deed Sale | Jun 07, 2024 · Amount on Record |
| Prior Sale | Feb 14, 2024 · Amount on Record |
| Deed Book / Page | 7469 / 144 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 809 FREDERICK ST, HAGERSTOWN, MD 21740-6818 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Title Company | VETERAN EXPRESS TITLE, VETERAN EXPRESS TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 809 FREDERICK ST, HAGERSTOWN, MD 21740-6818 |
| Document Number | 0078880030 |
|---|---|
| Date | Mar 27, 2026 |
| Book Page | 7888/30 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33401 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Feb 14, 2024 |
| Property Address | 809 FREDERICK ST, HAGERSTOWN, MD 21740-6818 |
| Document Number | 0074040341 |
| Book / Page | 7404 / 341 |
| Map Reference | FO 195 |
| Instrument Date | Feb 06, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2024 |
| Title Company | STERLING SETTLEMENT SERVICES, STERLING STLMT SVCS OF HAGER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3641 WORTHINGTON BLVD, FREDERICK, MD 21704-7015 |
| Document Number | 0074040347 |
|---|---|
| Date | Feb 14, 2024 |
| Instrument | 7404-0347 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,967 (+17%) | $255,500 (+51%) Land $42,000 Building $213,500 | |
| 2025 | $1,541.00 (+9.91%) | $169,200 (+21.9%) Land $42,000 Building $127,200 | $169,200 (-) Land $42,000 Building $127,200 |
| 2024 | $1,402.00 (+10.39%) | ||
| 2023 | $1,270.00 | $138,800 | $169,200 Land $42,000 Building $127,200 |
Source: FEMA National Flood Hazard Layer as of August 14, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1996 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Schurz Communications Fiber · Cable | 2,300 / 2,300 |
| Point Broadband Fiber Holding Fiber | 1,000 / 1,000 |
May also be available: Verizon, Xfinity.
Based on FCC filings for 139 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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