809 Franklin St, Elgin, IA 52141 Property Records

Fayette County property record for 809 Franklin St, Elgin, IA 52141

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,278 sqft · built 1914
Lot Size0.242 acres (10,560 sqft)
OwnerIndividual Name on Record
Tax Bill$1,378 (2026)
Flood ZoneZone X (minimal risk)
APN0814330004

Property Details

APN / Parcel Number

Primary APN0814330004

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,278 sqft Living Area
1st Floor Area572 sqft
Basement Area572 sqft
Unfinished Basement572 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,560 sqft (0.242 acres)
Lot Dimensions120 ft deep x 88 ft wide
Garage TypeDetached
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area160 sqft
Deck Area237 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address809 FRANKLIN ST
CityELGIN
StateIA
Zip52141-9321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 11 & 12 BLK 2 HUNSBERGER ADD
Legal SubdivisionHUNSBERGER
Legal Block2
Legal Lot Number11,12
JurisdictionFAYETTE IA
Township / Civil DivisionPLEASANT VALLEY
Census Block Group3
Census Block3045
Census Tract80600

Owner

Source: Fayette County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address809 FRANKLIN ST, ELGIN, IA 52141-9321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateIowa
CountyFayette County
MunicipalityElgin City
Unified School DistrictNorth Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,378.00$103,970 (-) Land $10,240 Building $93,730$103,970 (-) Land $10,240 Building $93,730
2025$1,378.00 (+8.16%) Homeowner's exemption$103,970 (+12.88%) Land $10,240 Building $93,730$103,970 (+12.88%) Land $10,240 Building $93,730
2024$1,274.00 (-3.34%)
2023$92,110 (+25.22%) Land $10,240 Building $81,870$92,110 (+25.22%) Land $10,240 Building $81,870
2022$1,318.00 Homeowner's exemption$73,560 Land $8,540 Building $65,020
2021$73,560 Land $8,540 Building $65,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims20 (1991–2016)
Claims Outside the SFHA2 of 20
Most Recent ClaimAug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims
  • Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN MUNICIPAL WATER SUPPLY
serves 685 people · EPA ID IA3338010
Water SourceGroundwater
Last State InspectionAug 2024
Lead9 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Alpine Communications
Fiber
500 / 500

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