809 Forest Lawn Dr, Moneta, VA 24121 Property Records

Bedford County property record for 809 Forest Lawn Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,443 sqft · built 2005
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on Record
Last Sale	$377,500 (Jul 2015)
Tax Bill	$2,121 (2023)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`220B 6 115`

Property Details

APN / Parcel Number

Primary APN	`220B 6 115`
Alternative APNs	`22025800` `482602`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,443 sqft Living Area
Gross Area	5,436 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	42,689 sqft (0.98 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	21 sqft
Deck Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	482602
Street Address	809 FOREST LAWN DR
City	MONETA
State	VA
Zip	24121-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEECHWOOD WEST LT115 SC B
Legal Subdivision	BEECHWOOD WEST
Legal Lot Number	115
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	3
Census Block	3006
Census Tract	30504

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	809 FOREST LAWN DR, MONETA, VA 24121-1717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK
Oct 26, 2020	Deed of Trust, Mortgage · Line of Credit BEACON CREDIT UNION INC
Feb 8, 2019	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN NATIONAL BANK AND TRUST COMPANY
Feb 8, 2019	Deed of Trust, Mortgage · Line of Credit AMERICAN NATIONAL BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2015 · Amount on Record
Deed Sale	Jul 31, 2015 · Amount on Record
Deed Document Number	150007080
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Recording Date	Sep 9, 2026
Property Address	809 FOREST LAWN DR, MONETA, VA 24121-1717
Document Number	0000008562
Instrument Date	Sep 3, 2026
Instrument	20268562
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 FOREST LAWN DR, MONETA, VA 24121-1717

Mortgage

Document Number	0000008562,
Date	Sep 9, 2026
Instrument	20268562

Lender

Name	NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	809 FOREST LAWN DR, MONETA, VA 24121-1717
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200012738
Date	Oct 26, 2020
Instrument	200012738

Lender

Name	BEACON CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	809 FOREST LAWN DR, MONETA, VA 24121-1717
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ROCKY MOUNTAIN TITLE, ROCKY MOUNT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001068
Date	Feb 8, 2019
Instrument	190001068

Lender

Name	AMERICAN NATIONAL BANK AND TRUST COMPANY

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	809 FOREST LAWN DR, MONETA, VA 24121-1717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ROCKY MOUNT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190001068
Date	Feb 8, 2019
Instrument	190001068

Lender

Name	AMERICAN NATIONAL BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,121.00 Additional exemption filed	$258,750	$517,500 Land $60,000 Building $457,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Glo Fiber, T-Mobile.

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