809 Florence Ter, Norman, OK 73071 Property Records

Cleveland County property record for 809 Florence Ter, Norman, OK 73071

Property Summary

Property TypeResidential Vacant Land
Lot Size0.235 acres (10,237 sqft)
OwnerCompany Name on Record
Last Sale$85,000 (Feb 2026)
Tax Bill$99 (2025)
Deeds & MortgagesFeb 2026 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APNNC29SIES2626001

Property Details

APN / Parcel Number

Primary APNNC29SIES2626001
Alternative APN
  • 195757

Exterior

Lot Area10,237 sqft (0.235 acres)

Location & Zoning

Account Number195757
Street Address809 FLORENCE TER
CityNORMAN
StateOK
Zip73071
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionSIENA SPRINGS 2 LT 26 BLK 6
Legal SubdivisionSIENA SPRINGS 2
Legal Block6
Legal Lot Number26
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group1
Census Block1010
Census Tract201405

Owner

Source: Cleveland County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9905 S PENNSYLVANIA AVE, OKLAHOMA CITY, OK 73159-6920
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2026 · Amount on Record
Deed SaleFeb 18, 2026 · Amount on Record
Deed Document NumberR 2026 4130
Deed Book / Page6921 / 665
Record UpdatedJun 8, 2026

February 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateFeb 18, 2026
Property Address809 FLORENCE TER, NORMAN, OK 73071
Document Number0R20264130
Book / Page6921 / 665
Instrument DateFeb 13, 2026
InstrumentR 2026 4130
Transaction TypeConstruction Loan
Record UpdatedJul 1, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$127.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9905 S PENNSYLVANIA AVE, OKLAHOMA CITY, OK 73159-6920
InvestorPossibly a Property Investor

Mortgage

Document Number0R20264131
DateFeb 18, 2026
InstrumentR 2026 4131
Lender
NameLIBERTY NATIONAL BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term24 Months
DueFeb 12, 2028

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$99.00$819 Land $819$6,831 Land $6,831

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 82% of Oklahoma
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
OEC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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