809 Figueroa St, Folsom, CA 95630 Property Records

Sacramento County property record for 809 Figueroa St, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,262 sqft · built 1945
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Company Names on Record
Last Sale	$1,438,000 (Jul 2026)
Tax Bill	$7,129 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`070-0104-003-0000`

Property Details

APN / Parcel Number

Primary APN	`070-0104-003-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,262 sqft Living Area
1st Floor Area	2,683 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,500 sqft (0.241 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	809 FIGUEROA ST
City	FOLSOM
State	CA
Zip	95630-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M
Legal Description	W 1/2 LOT 4 BLK 49 FOLSOM & ALL LOT 5 BLK 49 FOLSOM
Legal Subdivision	FOLSOM
Legal Block	49
Legal Lot Number	4,5
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2027
Census Tract	8404

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	809 FIGUEROA ST, FOLSOM, CA 95630-2404
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jul 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
Mar 10, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jan 31, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 16, 2017	Grant Deed, Transfer · Conventional with PMI SIERRA PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Nov 16, 2017 · Amount on Record
Deed Book / Page	20260710 / 834
Prior Transfer Date	Dec 21, 2017
Prior Transfer Doc	1310000000571
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 10, 2026
Property Address	809 FIGUEROA ST, FOLSOM, CA 95630-2404
Document Number	2026000834
Book / Page	20260710 / 834
Instrument Date	Jul 8, 2026
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159,761.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	809 FIGUEROA ST, FOLSOM, CA 95630-2404

Mortgage

Document Number	2026000835,
Date	Jul 10, 2026
Book Page	20260710/835

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	809 FIGUEROA ST, FOLSOM, CA 95630-2404
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 FIGUEROA ST, FOLSOM, CA 95630-2404

Mortgage

Document Number	0000000871
Date	Jul 21, 2022
Instrument	2022072100871

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2042

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	809 FIGUEROA ST, FOLSOM, CA 95630-2404
Document Number	2003230835
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	809 FIGUEROA ST FOLSOM CA 956302404, FOLSOM, CA 95630-2404

Mortgage

Document Number	2003230835
Date	Mar 23, 2020
Instrument	2003230835

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	809 FIGUEROA ST, FOLSOM, CA 95630-2404
Document Number	1912090001
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	809 FIGUEROA ST FOLSOM CA 956302404, FOLSOM, CA 95630-2404

Mortgage

Document Number	1912090001
Date	Dec 9, 2019
Instrument	1912090001

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 8, 2044

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 31, 2018
Property Address	809 FIGUEROA ST, FOLSOM, CA 95630-2404
Document Number	1801310571
Instrument Date	Dec 21, 2017
Instrument	1801310571
Transaction Type	Transfer
Record Updated	Feb 7, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3068 24TH ST SACRAMENTO CA 958183949, SACRAMENTO, CA 95818-3949

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 16, 2017
Property Address	809 FIGUEROA ST, FOLSOM, CA 95630-2404
Document Number	1711161572
Instrument Date	Nov 9, 2017
Instrument	1711161572
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	809 FIGUEROA ST FOLSOM CA 956302404, FOLSOM, CA 95630-2404

Mortgage

Document Number	1711161573
Date	Nov 16, 2017
Instrument	1711161573

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$700,417 (+7.15%) Land $188,800 Building $511,617
2025	$7,129.00 (+2.63%)	$653,685 (+19.59%) Land $185,099 Building $468,586
2024	$6,946.00 (+16.41%)
2023	$5,967.00 (+1.48%)	$546,604 Land $177,912 Building $368,692
2022	$5,880.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net.

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