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809 Esperanza Pl, Chula Vista, CA 91914 Property Records

San Diego County property record for 809 Esperanza Pl, Chula Vista, CA 91914

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,429 sqft · built 2002
Lot Size0.116 acres (5,055 sqft)
Owner2 Individual Names on Record
Last Sale$371,500 (Oct 2001)
Tax Bill$6,387 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN595-680-03-00

Property Details

APN / Parcel Number

Primary APN595-680-03-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,429 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area5,055 sqft (0.116 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address809 ESPERANZA PL
CityCHULA VISTA
StateCA
Zip91914-2437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC6SF3
Legal DescriptionLOT 3 TR 013694
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract013694
Legal Block3
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3002
Census Tract13424

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address809 ESPERANZA PL, CHULA VISTA, CA 91914-2437
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2001 · Amount on Record
Deed SaleOct 4, 2001 · Amount on Record
Deed Document Number2001719948
Last Transfer DateDec 27, 2019
Transfer Doc0000011520
Record UpdatedOct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 9, 2020
Property Address809 ESPERANZA PL, CHULA VISTA, CA 91914-2437
Document Number0000011520
Instrument DateDec 27, 2019
Instrument11520
Transaction TypeTransfer
Record UpdatedJan 24, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address809 ESPERANZA PL CHULA VISTA CA 919142437, CHULA VISTA, CA 91914-2437

Mortgage

Document Number11521
DateJan 9, 2020
Instrument11521
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 8, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$559,488 (+2%) Land $150,674 Building $408,814
2025$6,387.00 (+5.43%) Homeowner's exemption$548,519 (+4.04%) Land $147,720 Building $400,799
2023$6,058.00 (+2.89%) Homeowner's exemption$527,222 Land $141,985 Building $385,237
2022$5,888.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber		8,000 / 8,000
Cox Communications
Fiber · Cable in parts of the area		1,000 / 35
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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