Caldwell County property record for 809 Emerald Pl SW, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,669 sqft · built 1964 |
| Lot Size | 0.841 acres (36,625 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Nov 2018) |
| Tax Bill | $947 (2026) |
| Deeds & Mortgages | Jan 2020 Mortgage Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06164 1 62 |
| Primary APN | 06164 1 62 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,669 sqft Heated Area |
| Gross Area | 3,101 sqft |
| 1st Floor Area | 1,319 sqft |
| Basement Area | 989 sqft |
| Unfinished Basement | 989 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 36,625 sqft (0.841 acres) |
| Lot Dimensions | 293 ft deep x 125 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 473 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 164936 |
|---|---|
| Street Address | 809 EMERALD PL SW |
| City | LENOIR |
| State | NC |
| Zip | 28645-6017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1953 PG 125 YR 2018 ST 240.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LENOIR |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 30300 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 809 EMERALD PL SW, LENOIR, NC 28645-6017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2020 | Deed of Trust, Mortgage STATE EMPS CU |
| Nov 16, 2018 | Warranty Deed, Transfer · Conventional with PMI EQUITY RSRCS/OH |
| Apr 26, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on Record |
| Deed Sale | Nov 16, 2018 · Amount on Record |
| Deed Document Number | 201810027896 |
| Deed Book / Page | 1953 / 125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 809 EMERALD PL SW, LENOIR, NC 28645-6017 |
| Document Number | 0010040570 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 809 EMERALD PL SW LENOIR NC 286456017, LENOIR, NC 28645-6017 |
| Document Number | 0010040570 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 001980/000442 |
| Instrument | 10040570 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Nov 16, 2018 |
| Property Address | 809 EMERALD PL SW, LENOIR, NC 28645-6017 |
| Document Number | 0010027896 |
| Book / Page | 001953 / 000125 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 10027896 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 EMERALD PL SW LENOIR NC 286456017, LENOIR, NC 28645-6017 |
| Document Number | 10027897 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 001953/000128 |
| Instrument | 10027897 |
| Name | EQUITY RSRCS/OH |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Apr 26, 2018 |
| Property Address | 809 EMERALD PL SW, LENOIR, NC 28645-6017 |
| Document Number | 0010021661 |
| Book / Page | 001940 / 000374 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 10021661 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8540 LINVILLE RD OAK RIDGE NC 273109112, OAK RIDGE, NC 27310-9112 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Lenoir City |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $947.00 (-25.61%) | $199,200 (-) Land $17,400 Building $181,800 | |
| 2025 | $1,273.00 (-16.47%) | $199,200 (+58.1%) Land $17,400 Building $181,800 | $199,200 (+58.1%) Land $17,400 Building $181,800 |
| 2023 | $126,000 (-) Land $17,400 Building $108,600 | $126,000 (-) Land $17,400 Building $108,600 | |
| 2022 | $1,524.00 | $126,000 Land $17,400 Building $108,600 | $126,000 Land $17,400 Building $108,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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