Estill County property record for 809 Elm St, Ravenna, KY 40472
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,420 sqft · built 1930 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $27,500 (Jun 2023) |
| Tax Bill | $527 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-20-06-015.00 |
| Primary APN | 082-20-06-015.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Mixed |
| Driveway | Concrete Driveway |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 32432 1 |
|---|---|
| Street Address | 809 ELM ST |
| City | RAVENNA |
| State | KY |
| Zip | 40472-1330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 809 ELM ST LOT 10 ( .13A ) BL 22 & HOUSE |
| Legal Subdivision | RAVENNA REALTY CO |
| Legal Block | 22 |
| Legal Lot Number | 10 |
| Jurisdiction | ESTILL KY |
| Township / Civil Division | RAVENNA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 920100 |
809 Elm St is owned and occupied by an individual who acquired it in May 2024.
Source: Estill County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 ELM ST, RAVENNA, KY 40472-1330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC |
| Aug 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage E MORTGAGE MANAGEMENT LLC |
| Sep 7, 2017 | Deed, Transfer CITIZENS GUARANTY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on File |
| Deed Sale | Jun 30, 2023 · Amount on File |
| Prior Sale | Mar 29, 2023 · Amount on File |
| Deed Document Number | 2023258503 |
| Deed Book / Page | 343 / 1 |
| Last Transfer Date | May 22, 2024 |
| Transfer Doc | 0000262107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESTILL KY |
| Property Address | 809 ELM ST, RAVENNA, KY 40472-1330 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00MP11/370 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | MP11/370 |
| Instrument | 249728 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESTILL KY |
| Recording Date | Aug 26, 2019 |
| Property Address | 809 ELM ST, RAVENNA, KY 40472-1330 |
| Document Number | 00D325/756 |
| Book / Page | D325 / 756 |
| Map Reference | DB 46 PG 122 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 245284 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $102.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 521 LOCOMOTIVE ST, IRVINE, KY 40336-1244 |
| Name | Verified Name |
|---|---|
| Address | 809 ELM ST, RAVENNA, KY 40472-1330 |
| Document Number | 000M11/191 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | M11/191 |
| Instrument | 245285 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ESTILL KY |
| Recording Date | Sep 7, 2017 |
| Property Address | 809 ELM ST, RAVENNA, KY 40472-1330 |
| Document Number | D316/218 |
| Book / Page | D316 / 218 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 239432 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $61.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 512 SHEFFIELD RD, 512, HOPKINSVILLE, KY 42240-1409 |
| Name | Verified Name |
|---|---|
| Address | 180 CLEARVIEW DR, IRVINE, KY 40336-9003 |
| Document Number | 00MP10/412 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | MP10/412 |
| Instrument | 239433 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | IRVINE, KY 40336 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 7, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 809 Elm St was $527.
Source: Estill County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Estill County |
| Municipality | Ravenna City |
| Unified School District | Estill County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,000 (-) Land $50,000 | $50,000 (-) Land $50,000 | |
| 2025 | $527.00 | $50,000 Land $50,000 | $50,000 Land $50,000 |
| 2023 | $343.00 | $32,000 Land $32,000 | $32,000 Land $32,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 24, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1978–2025) |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Elm St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE MUNICIPAL UTILITIES serves 5,649 people · EPA ID KY0330205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Nov 2019 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Irvine Community Television Fiber · Cable | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
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