Nicollet County property record for 809 Elm St, Nicollet, MN 56074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,336 sqft · built 1965 |
| Lot Size | 0.282 acres (12,276 sqft) |
| Owner | Individual on Record |
| Tax Bill | $3,810 (2025) |
| Deeds & Mortgages | Mar 2023 Reverse Mortgage Mar 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.451.0240 |
| Primary APN | 17.451.0240 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| Basement Area | 1,336 sqft |
| Finished Basement | 668 sqft |
| Unfinished Basement | 668 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,276 sqft (0.282 acres) |
| Lot Dimensions | 132 ft deep x 93 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,576 sqft |
| Driveway | Driveway |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 809 ELM ST |
|---|---|
| City | NICOLLET |
| State | MN |
| Zip | 56074-2057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 3 LOT S 5 OF LOT 4 ALL OF LOTS 5 6 SUBDIVISIONCD 17451 SUBDIVISIONNAME BECKER S ADD |
| Legal Range | 00 |
| Legal Township | 00 |
| Legal Section | 00 |
| Legal Subdivision | BECKER S ADD |
| Legal Block | 3 |
| Legal Lot Number | S-6 |
| Jurisdiction | NICOLLET MN |
| Township / Civil Division | NICOLLET |
| Census Block Group | 4 |
| Census Block | 4055 |
| Census Tract | 480200 |
Source: Nicollet County assessment roll, as of July 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | PO BOX 132, NICOLLET, MN 56074-0132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVICE GROUP |
| Mar 31, 2023 | Deed of Trust, Mortgage · Reverse Mortgage HUD |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Property Address | 809 ELM ST, NICOLLET, MN 56074-2057 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000346482 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 346482 |
| Name | AMERICAN ADVICE GROUP |
|---|---|
| Type | Funding / Finance Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 806 Months |
| Due | May 6, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.49% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2020 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Property Address | 809 ELM ST, NICOLLET, MN 56074-2057 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000346483 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 346483 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 806 Months |
| Due | May 6, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.49% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2020 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
Source: Nicollet County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Nicollet County |
| Municipality | Nicollet City |
| Unified School District | Nicollet Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,700 (+11.34%) Land $46,500 Building $238,200 | $284,700 (+11.34%) Land $46,500 Building $238,200 | |
| 2025 | $3,810.00 (+27.34%) | ||
| 2023 | $2,992.00 Homeowner's exemption | $255,700 Land $46,500 Building $209,200 | $255,700 Land $46,500 Building $209,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | Jun 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Nicollet serves 1,117 people · EPA ID MN1520004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Nuvera Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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