Hennepin County property record for 809 Elm Creek Cir, Champlin, MN 55316
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,144 sqft · built 1975 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Jul 2015) |
| Tax Bill | $5,511 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jan 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-120-21-32-0055 |
| Primary APN | 19-120-21-32-0055 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 2,587 sqft |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 915 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Depth | 133 ft Depth |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 809 ELM CREEK CIR |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-1601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 003 BLOCK 004 A ELM CREEK TERRACE W95X133X85X126 |
| Legal Range | 21 |
| Legal Township | 120 |
| Legal Section | 19 |
| Legal Quarter | 32 |
| Legal Subdivision | ELM CREEK TERRACE |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 26903 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 809 ELM CREEK CIR, CHAMPLIN, MN 55316-1601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Jan 24, 2024 | Deed of Trust, Mortgage COUTY OF HENNEPIN |
| Oct 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Sep 5, 2019 | Grant Deed, Transfer · FHA Mortgage TRADITION MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2015 · Amount on Record |
| Deed Sale | Jul 15, 2015 · Amount on Record |
| Prior Sale | Oct 19, 2001 · Amount on Record |
| Deed Document Number | 2015378519 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 809 ELM CREEK CIR, CHAMPLIN, MN 55316-1601 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 809 ELM CREEK CIR, CHAMPLIN, MN 55316-1601 |
| Document Number | 00T6064512 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | T6064512 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 257 Months |
| Due | Aug 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 809 ELM CREEK CIR, CHAMPLIN, MN 55316-1601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00T6057064 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | T6057064 |
| Name | COUTY OF HENNEPIN |
|---|---|
| Type | Government Agency |
| Address | MINNEAPOLIS, MN 55415 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 809 ELM CREEK CIR, CHAMPLIN, MN 55316-1601 |
| Document Number | 0005763611 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 809 ELM CREEK CIR CHAMPLIN MN 553161601, CHAMPLIN, MN 55316-1601 |
| Document Number | 0005763611 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 5763611 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 29, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Sep 5, 2019 |
| Property Address | 809 ELM CREEK CIR, CHAMPLIN, MN 55316-1601 |
| Document Number | 0010698163 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 10698163 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | ESQUIRE TITLE, ESQUIRE TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $999.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 ELM CREEK CIR CHAMPLIN MN 553161601, CHAMPLIN, MN 55316-1601 |
| Document Number | 10698164 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 10698164 |
| Name | TRADITION MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAKEVILLE, MN 55044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2049 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,511.00 (+73.19%) | $310,400 (+7.03%) Land $88,200 Building $222,200 | $310,400 (+7.03%) Land $88,200 Building $222,200 |
| 2023 | $3,182.00 Homeowner's exemption | ||
| 2022 | $290,000 Land $82,000 Building $208,000 | $290,000 Land $82,000 Building $208,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2001–2003) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Champlin serves 23,919 people · EPA ID MN1270006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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