809 Elm Ave SE, Roanoke, VA 24013 Property Records

Roanoke City property record for 809 Elm Ave SE, Roanoke, VA 24013

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,990 sqft · built 1905
Lot Size	0.121 acres (5,262 sqft)
Owner	Individual Name on Record
Last Sale	$263,000 (Oct 2025)
Tax Bill	$1,112 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`412-1905`

Property Details

APN / Parcel Number

Primary APN	`412-1905`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,990 sqft Finished Area
Basement Area	472 sqft
Unfinished Basement	472 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,262 sqft (0.121 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	540 sqft
Patio Area	300 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	809 ELM AVE SE
City	ROANOKE
State	VA
Zip	24013-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LOT 5 BLK 27 BELMONT
Legal Subdivision	BELMONT LAND COMPANY
Legal Block	27
Legal Lot Number	5
Jurisdiction	ROANOKE CITY VA
Township / Civil Division	ROANOKE
Census Block Group	1
Census Block	1008
Census Tract	2700

Owner

Source: Roanoke City records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	809 ELM AVE SE, ROANOKE, VA 24013-1822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC
Oct 23, 2017	Grant Deed, Transfer CENTURY TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Sep 11, 2024 · Amount on Record
Deed Document Number	20259472
Prior Transfer Date	Apr 13, 2005
Prior Transfer Doc	0000006020
Record Updated	Jun 8, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANOKE CITY VA
Recording Date	Oct 20, 2025
Property Address	809 ELM AVE SE, ROANOKE, VA 24013-1822
Document Number	0000009472
Instrument Date	Oct 16, 2025
Instrument	250009472
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 ELM AVE SE, ROANOKE, VA 24013-1822

Mortgage

Document Number	0000009473
Date	Oct 20, 2025
Instrument	250009473

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROANOKE CITY VA
Recording Date	Oct 23, 2017
Property Address	809 ELM AVE SE, ROANOKE, VA 24013-1822
Document Number	0000011995
Instrument Date	Oct 12, 2017
Instrument	11995
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	CENTURY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1329 W MAIN ST SALEM VA 241534707, SALEM, VA 24153-4707

Tax Assessment & Valuation

Source: Roanoke City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Roanoke City
Unified School District	Roanoke City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,112.00 (-14.98%)	$91,200 (-) Land $21,000 Building $70,200	$91,200 (-) Land $21,000 Building $70,200
2025	$1,308.00 (+67.69%)	$91,200 (+42.5%) Land $21,000 Building $70,200	$91,200 (+42.5%) Land $21,000 Building $70,200
2023	$780.00	$64,000 Land $12,000 Building $52,000	$64,000 Land $12,000 Building $52,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	15 (1985–2004)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Sep 2004 · Severe Storms And Flooding From The Remanants Of Hurricane Jeanne
Claims by Event	Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 3 claims Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 3 claims Severe Storms & Flooding, Apr 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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