809 Elk St, Port Huron, MI 48060 Property Records

St. Clair County property record for 809 Elk St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,067 sqft · built 1913
Lot Size	0.053 acres (2,309 sqft)
Owner	Company Name on Record
Last Sale	$1,650,000 (May 2022)
Tax Bill	$2,865 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-06-366-0286-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-366-0286-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,067 sqft Living Area
1st Floor Area	1,067 sqft
Basement Area	1,067 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Lot Area	2,309 sqft (0.053 acres)
Lot Dimensions	50 ft deep x 46 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	809 ELK ST
City	PORT HURON
State	MI
Zip	48060-3643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 8 BLOCK 93 EXC S 97? ADDITION TO THE CITY OF PORT HURON BEING A SUBDIVISION OF A PORTION OF FORT GRATIOT MILITARY
Legal Subdivision	A SUBDIVISION
Legal Block	93
Legal Lot Number	8
Legal Unit	8
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	2
Census Block	2041
Census Tract	625001

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 157, PORT SANILAC, MI 48469-0157
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU
May 26, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Dec 17, 2018 · Amount on Record
Deed Document Number	202212966
Deed Book / Page	5525 / 370
Prior Transfer Date	Dec 29, 2017
Prior Transfer Doc	0005017511
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	809 ELK ST, PORT HURON, MI 48060-3643
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005508737
Date	Apr 8, 2022
Book Page	5508/737
Instrument	2022009165

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 26, 2022
Property Address	809 ELK ST, PORT HURON, MI 48060-3643
Document Number	0005525370
Book / Page	5525 / 370
Map Reference	LB 4 PG 35
Instrument Date	Apr 7, 2022
Instrument	2022012966
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Amount	Amount Recorded
Tax	$12,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 157, PORT SANILAC, MI 48469-0157
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,000 (+9.24%)	$104,000 (+9.24%)
2025	$2,865.00 (+2.84%)	$47,600 (+21.12%)
2024	$2,786.00 (+140.38%)		$95,200 (+21.12%)
2023		$39,300
2022	$1,159.00		$78,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Duke Broadband, Verizon.

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