Louisville/Jefferson County Metro Government property record for 809 Echo Bridge Rd, Middletown, KY 40243
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,316 sqft · built 1969 |
| Lot Size | 0.297 acres (12,955 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $301,500 (Feb 2022) |
| Tax Bill | $3,364 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jul 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22185401560000 |
| Primary APN | 22185401560000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,316 sqft Finished Area |
| Flooring | Covered |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,955 sqft (0.297 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00098377 |
|---|---|
| Street Address | 809 ECHO BRIDGE RD |
| City | MIDDLETOWN |
| State | KY |
| Zip | 40243-2123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDENTIAL SINGLE FAM |
| Legal Description | LOT 156 CROSSCREEK SUBDIVISION, SEC. 2, PB. 25, PG. 48, 0.2974 AC +/- |
| Legal Subdivision | CROSSCREEKE |
| Legal Lot Number | 156 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | SOUTHEAST JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 10407 |
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 809 ECHO BRIDGE RD, LOUISVILLE, KY 40243-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 19, 2019 | Deed, Transfer · Conventional Mortgage |
| Jul 19, 2019 | Grant Deed, Transfer · Conventional with PMI BENCHMARK MTG |
| Jun 5, 2019 | Foreclosure · Line of Credit RIVER CITY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2022 · Amount on Record |
| Deed Sale | Feb 16, 2022 · Amount on Record |
| Prior Sale | Jul 19, 2019 · Amount on Record |
| Deed Document Number | 0012278471 |
| Deed Book / Page | 12278 / 471 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Feb 16, 2022 |
| Property Address | 809 ECHO BRIDGE RD, MIDDLETOWN, KY 40243-2123 |
| Document Number | 0000037913 |
| Book / Page | D 12278 / 471 |
| Map Reference | MB 25 PG 48 |
| Instrument Date | Feb 15, 2021 |
| Instrument | 2022037913 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $301.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 340 PHILLIPS LN, SHEPHERDSVILLE, KY 40165-6829 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 809 ECHO BRIDGE RD, MIDDLETOWN, KY 40243-2123 |
| Investor | Possibly a Property Investor |
| Document Number | 0000037914 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 2022037914 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Jul 19, 2019 |
| Property Address | 809 ECHO BRIDGE RD, MIDDLETOWN, KY 40243-2123 |
| Document Number | 0000003695 |
| Book / Page | 11457 / 0906 |
| Map Reference | MB 25 PG 48 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 2019163695 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $227.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4208 WOODMONT PARK LN, 4208, LOUISVILLE, KY 40245-8433 |
| Name | Verified Name |
|---|---|
| Address | 809 ECHO BRIDGE RD, LOUISVILLE, KY 40243-2123 |
| Document Number | 0000003696 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 2019163696 |
| Type | Lending Institution |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Jul 19, 2019 |
| Property Address | 809 ECHO BRIDGE RD, MIDDLETOWN, KY 40243-2123 |
| Document Number | 0114570906 |
| Book / Page | 011457 / 000906 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 163695 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 809 ECHO BRIDGE RD LOUISVILLE KY 402432123, LOUISVILLE, KY 40243-2123 |
| Document Number | 160440742 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 016044/000742 |
| Instrument | 163696 |
| Name | BENCHMARK MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2049 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Jun 5, 2019 |
| Property Address | 809 ECHO BRIDGE RD, MIDDLETOWN, KY 40243-2123 |
| Document Number | 0114230341 |
| Book / Page | 011423 / 000341 |
| Instrument Date | May 21, 2019 |
| Instrument | 127339 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $159.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4208 WOODMONT PARK LN LOUISVILLE KY 402458433, LOUISVILLE, KY 40245-8433 |
| Document Number | 159800908 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 015980/000908 |
| Instrument | 127340 |
| Name | RIVER CITY BK |
|---|---|
| Address | LOUISVILLE, KY 40201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Middletown City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,364.00 (-3.64%) | $301,500 (-) Land $50,880 Building $250,620 | |
| 2024 | $301,500 (-) Land $50,880 Building $250,620 | ||
| 2023 | $3,491.00 (+9.95%) | $301,500 (+10.32%) Land $50,880 Building $250,620 | $301,500 (+10.32%) Land $50,880 Building $250,620 |
| 2022 | $3,175.00 | $273,290 Land $50,880 Building $222,410 | $273,290 Land $50,880 Building $222,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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