St. Joseph County property record for 809 East St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,980 sqft · built 1900 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $89,900 (Apr 2022) |
| Tax Bill | $2,363 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-110-016-00 |
| Primary APN | 051-110-016-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| 1st Floor Area | 1,384 sqft |
| Basement Area | 1,192 sqft |
| Unfinished Basement | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 132 ft deep x 75 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 809 EAST ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 21 & SOUTH 25 FT OF LOT 20. BONNIE CASTLE ADD. CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Lot Number | 20,21 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 40100 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 809 EAST ST, THREE RIVERS, MI 49093-2313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN |
| Apr 12, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2022 · Amount on Record |
| Deed Sale | Apr 12, 2022 · Amount on Record |
| Prior Sale | Nov 9, 1999 |
| Deed Document Number | 20223087 |
| Prior Transfer Date | Jan 31, 2006 |
| Prior Transfer Doc | 01356/0555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 809 EAST ST, THREE RIVERS, MI 49093-2313 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 809 EAST ST, THREE RIVERS, MI 49093-2313 |
| Document Number | 2025008568 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2025008568 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Apr 12, 2022 |
| Property Address | 809 EAST ST, THREE RIVERS, MI 49093-2313 |
| Document Number | 2022003087 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2022003087 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4087 NORTHWEST SIERRA DRIVE, VANCOUVER, WA 98687 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 809 EAST ST, THREE RIVERS, MI 49093-2313 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,000 (+9.05%) Land $4,800 Building $89,200 | $188,000 (+9.05%) Land $9,600 Building $178,400 | |
| 2025 | $2,363.00 (+13.39%) Homeowner's exemption | $86,200 (+30.8%) Land $4,800 Building $81,400 | $172,400 (+30.8%) Land $9,600 Building $162,800 |
| 2023 | $65,900 Land $3,400 Building $62,500 | $131,800 Land $6,800 Building $125,000 | |
| 2022 | $2,084.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures