809 E Royal Palm Rd, Phoenix, AZ 85020 Property Records

Maricopa County property record for 809 E Royal Palm Rd, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,491 sqft · built 1969
Lot Size	0.216 acres (9,427 sqft)
Owner	Owner Name on Record
Last Sale	$488,000 (Oct 2006)
Tax Bill	$2,801 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`160-08-013`

Property Details

APN / Parcel Number

Primary APN	`160-08-013`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,491 sqft Living Area
1st Floor Area	2,491 sqft

Exterior

Year Built	Built 1969
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	9,427 sqft (0.216 acres)
Parking Spaces	2 Parking Spaces
Pool Area	399 sqft
Patio Area	382 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	809 E ROYAL PALM RD
City	PHOENIX
State	AZ
Zip	85020-3749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	OSBORNE NORTH-PLAT OF CORR
Legal Range	03E
Legal Township	03N
Legal Section	33
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	OSBORNE NORTH
Legal Lot Number	3
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2018
Census Tract	105200

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	809 E ROYAL PALM RD, PHOENIX, AZ 85020-3749
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2006 · Amount on Record
Deed Sale	Oct 25, 2006 · Amount on Record
Prior Sale	Jun 22, 1999 · Amount on Record
Deed Document Number	20061406527
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	809 E ROYAL PALM RD, PHOENIX, AZ 85020-3749
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 E ROYAL PALM RD, PHOENIX, AZ 85020-3749

Mortgage

Document Number	0001335922
Date	Dec 17, 2021
Instrument	20211335922

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Oct 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	809 E ROYAL PALM RD, PHOENIX, AZ 85020-3749
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 E ROYAL PALM RD, PHOENIX, AZ 85020-3749

Mortgage

Document Number	0000861541
Date	Aug 10, 2021
Instrument	20210861541

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,600 (+3.25%)	$626,000 (+3.25%) Land $125,200 Building $500,800
2025	$2,801.00 (+6.1%)
2024		$60,630	$606,300 Land $121,200 Building $485,100
2023	$2,640.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2005)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks, T-Mobile.

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