809 E Ridgewood St, Orlando, FL 32803 Property Records

Orange County property record for 809 E Ridgewood St, Orlando, FL 32803

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 6,577 sqft · built 1935
Lot Size	0.253 acres (11,010 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Sep 2025)
Tax Bill	$11,063 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-22-29-2508-04-160`

Property Details

APN / Parcel Number

Primary APN	`25-22-29-2508-04-160`
Alternative APNs	`292225250804160` `364786` `370060` `374453`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,577 sqft Living Area
Gross Area	8,045 sqft
1st Floor Area	4,746 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1965
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,010 sqft (0.253 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	210 sqft
Patio Area	117 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	809 E RIDGEWOOD ST
City	ORLANDO
State	FL
Zip	32803-5724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B/T/HP
Legal Description	EOLA PARK HEIGHTS H/33 LOT 16 & E1/2 OF LOT 17 & E1/2 OF S 1 0 FT OF LOT 8 & S 10 FT OF LOT 9 BLK D
Legal Range	29E
Legal Township	22S
Legal Section	25
Legal Subdivision	EOLA PARK HGTS
Legal Tract	2508
Legal Block	D
Legal Lot Number	8-10,
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1012
Census Tract	10202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Eola Heights Historic District listed 1992 · 487 contributing resources · NRIS 91001912

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Orange County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	809 E RIDGEWOOD ST, ORLANDO, FL 32803-5724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2024	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Sep 18, 2025	Warranty Deed, Transfer · Conventional Mortgage PFN LENDING GROUP INC
Sep 8, 2017	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Jun 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2025 · Amount on File
Deed Sale	Sep 18, 2025 · Amount on File
Prior Sale	Sep 8, 2017 · Amount on File
Deed Document Number	2025543862
Prior Transfer Date	May 10, 2017
Prior Transfer Doc	0000360074
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	809 E RIDGEWOOD ST, ORLANDO, FL 32803-5724
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 E RIDGEWOOD ST, ORLANDO, FL 32803-5724

Mortgage

Document Number	0000539458
Date	Sep 17, 2024
Instrument	20240539458

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 9, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 18, 2025
Property Address	809 E RIDGEWOOD ST, ORLANDO, FL 32803-5724
Document Number	0000543862
Map Reference	MB H PG 33
Instrument Date	Sep 6, 2025
Instrument	20250543862
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CAPE CORAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 E RIDGEWOOD ST, ORLANDO, FL 32803-5724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 E RIDGEWOOD ST, ORLANDO, FL 32803-5724

Mortgage

Document Number	0000543863
Date	Sep 18, 2025
Instrument	20250543863

Lender

Name	PFN LENDING GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 8, 2017
Property Address	809 E RIDGEWOOD ST, ORLANDO, FL 32803-5724
Document Number	0000497520
Map Reference	PL H PG 33
Instrument Date	Aug 29, 2017
Instrument	20170497520
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	EQUITABLE TITLE OF DIR PHILI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 E RIDGEWOOD ST, ORLANDO, FL 32803-5724

Mortgage

Document Number	0000497521
Date	Sep 8, 2017
Instrument	20170497521

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 28, 2017
Property Address	809 E RIDGEWOOD ST, ORLANDO, FL 32803-5724
Document Number	0000360074
Instrument Date	May 10, 2017
Instrument	360074
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10361 MALLARD LANDINGS WAY ORLANDO FL 328325875, ORLANDO, FL 32832-5875

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$965,690 (+52.43%) Land $260,000 Building $705,690	$965,690 (-1.27%) Land $260,000 Building $705,690
2025	$11,063.00 (+3.53%) Homeowner's exemption	$633,533 (+2.9%)	$978,160 (+3.64%) Land $260,000 Building $718,160
2024	$10,686.00 (+4.12%) Homeowner's exemption	$615,678 (+3%)	$943,812 (+1.26%) Land $260,000 Building $683,812
2023	$10,263.00 (+2.83%) Homeowner's exemption	$597,746 (+3%)	$932,050 (+23.96%) Land $260,000 Building $672,050
2022	$9,981.00 Homeowner's exemption	$580,336	$751,914 Land $260,000 Building $491,914

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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