809 E Church St, Orlando, FL 32801 Property Records

Orange County property record for 809 E Church St, Orlando, FL 32801

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,718 sqft · built 1958
Lot Size	0.205 acres (8,930 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Jan 2022)
Tax Bill	$15,310 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2023 Construction Loan + 3 more
Flood Zone	Zone X (moderate risk)
APN	`25-22-29-9312-04-180`

Property Details

APN / Parcel Number

Primary APN	`25-22-29-9312-04-180`
Alternative APNs	`292225931204180` `367909` `373185` `377593`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,718 sqft Living Area
Gross Area	2,646 sqft
1st Floor Area	1,448 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1990
Architectural Style	Duplex Single
Exterior Material	Concrete/Cinder Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,930 sqft (0.205 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Porch	Slab
Porch Area	558 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	809 E CHURCH ST
City	ORLANDO
State	FL
Zip	32801-2924
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2A/T/AN
Legal Description	J W WILMOTT REVISION J/47 LOT 18 & E 17.8 FT OF LOT 17 BLK D
Legal Range	29E
Legal Township	22S
Legal Section	25
Legal Subdivision	WILMOTT J W REV
Legal Tract	9312
Legal Block	D
Legal Lot Number	18,17
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2014
Census Tract	10202

Owner

809 E Church St, a duplex, is owned and occupied by two individuals who bought it in January 2022.

Source: Orange County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	809 E CHURCH ST, ORLANDO, FL 32801-2924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST
Mar 6, 2023	Deed of Trust, Mortgage · Construction Mortgage CLIMATE FIRST BANK
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC
Apr 28, 2025	Deed of Trust, Mortgage FIRST UNITED BANK & TRUST
Jul 26, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2022 · Amount on File
Deed Sale	Jan 6, 2022 · Amount on File
Prior Sale	Jul 26, 2017 · Amount on File
Deed Document Number	202212577
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	809 E CHURCH ST, ORLANDO, FL 32801-2924
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 VENTURE DR, MORGANTOWN, WV 26508-7307

Mortgage

Document Number	0000137810
Date	Mar 9, 2026
Instrument	20260137810

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Address	MORGANTOWN, WV 26508

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 8, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	809 E CHURCH ST, ORLANDO, FL 32801-2924
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 E MURIEL ST, ORLANDO, FL 32806-4108

Mortgage

Document Number	0000125082
Date	Mar 6, 2023
Instrument	20230125082

Lender

Name	CLIMATE FIRST BANK
Type	Bank
Address	WINTER PARK, FL 32789

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	809 E CHURCH ST, ORLANDO, FL 32801-2924
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 E MURIEL ST, ORLANDO, FL 32806-4108
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012578
Date	Jan 6, 2022
Instrument	20220012578

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	809 E CHURCH ST, ORLANDO, FL 32801-2924
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 VENTURE DR, MORGANTOWN, WV 26508-7307

Mortgage

Document Number	0000247187
Date	Apr 28, 2025
Instrument	20250247187

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Address	MORGANTOWN, WV 26508

Agreement

Amount	Amount on Record

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 26, 2017
Property Address	809 E CHURCH ST, ORLANDO, FL 32801-2924
Document Number	0000415506
Map Reference	MB J PG 47
Instrument Date	Jul 24, 2017
Instrument	20170415506
Transaction Type	Transfer
Record Updated	Aug 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 E JEFFERSON ST, 125, ORLANDO, FL 32801-1803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 E CHURCH ST, ORLANDO, FL 32801-3409

Mortgage

Document Number	0000415507
Date	Jul 26, 2017
Instrument	20170415507

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 809 E Church St was $15,310, up 223.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$869,325 (-0.53%) Land $250,000 Building $619,325	$869,325 (-0.53%) Land $250,000 Building $619,325
2025	$15,310.00 (+223.82%) Homeowner's exemption	$874,000 Land $250,000 Building $624,000	$874,000 Land $250,000 Building $624,000
2024	$4,728.00 (-41.07%)
2023	$8,023.00 (+17.33%)	$434,845 (+8.97%) Land $210,000 Building $224,845	$434,845 (+8.97%) Land $210,000 Building $224,845
2022	$6,838.00	$399,055 Land $210,000 Building $189,055	$399,055 Land $210,000 Building $189,055

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 E Church St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	51 units insured incl. 6 condo units
Nearby Flood Claims	7 (2022–2024)
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 E Church St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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