809 E Center St, Ottawa, IL 61350 Property Records

LaSalle County property record for 809 E Center St, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details1,923 sqft · built 1900
Lot Size1.08 acres (47,045 sqft)
OwnerIndividual Name on File
Last Sale$329,000 (Mar 2021)
Deeds & MortgagesOct 2025 Transfer
Mar 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN22-13-112-016

Property Details

APN / Parcel Number

Primary APN22-13-112-016
Alternative APN
  • 18-13-130-001

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,923 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area47,045 sqft (1.08 acres)

Location & Zoning

Street Address809 E CENTER ST
CityOTTAWA
StateIL
Zip61350-4125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND PARK ADD, W30' LT 2, ALL LTS 3, 4 & 5 & W42' LT 6 (EX RR), ADJ VAC ALLEY & E1/2 VAC 6TH ST ALL IN BLK 7SEC13-33-MAR
Legal Range03
Legal Township33
Legal Section13
Legal SubdivisionHIGHLAND PARK (PT VACATED)
Legal Block7
Legal Lot Number2-6
JurisdictionLASALLE IL
Township / Civil DivisionSOUTH OTTAWA
Census Block Group1
Census Block1010
Census Tract963600

Owner

Source: LaSalle County records · APN 22-13-112-016

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address809 E CENTER ST, OTTAWA, IL 61350-4125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2025Intrafamily Transfer, Transfer
Mar 05, 2021Warranty Deed, Transfer · Conventional Mortgage
FINANCIAL PLUS CU
May 14, 2018Deed of Trust, Mortgage · ARM
OTTAWA SAVINGS BANK
Oct 15, 2018Warranty Deed, Transfer · Conventional Mortgage
OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 05, 2021 · Amount on Record
Deed SaleMar 05, 2021 · Amount on Record
Prior SaleOct 15, 2018 · Amount on Record
Deed Document Number20213494
Last Transfer DateOct 03, 2025
Transfer Doc0202510603
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLASALLE IL
Recording DateOct 03, 2025
Property Address809 E CENTER ST, OTTAWA, IL 61350-4125
Document Number0202510603
Instrument DateOct 03, 2025
Instrument2025-10603
Transaction TypeTransfer
Record UpdatedOct 22, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 E CENTER ST, OTTAWA, IL 61350-4125

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateMar 05, 2021
Property Address809 E CENTER ST, OTTAWA, IL 61350-4125
Document Number202103494
Instrument DateMar 03, 2021
Instrument2021-03494
Transaction TypeTransfer
Record UpdatedJun 07, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$493.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address426 3RD AVE, 426, OTTAWA, IL 61350-3614

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address813 POPLAR ST, OTTAWA, IL 61350-2660

Mortgage

Document Number202103495
DateMar 05, 2021
Instrument2021-03495
Lender
NameFINANCIAL PLUS CU
Agreement
TypeConventional Mortgage
AmountAmount Recorded

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address809 E CENTER ST, OTTAWA, IL 61350-4125
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201805712
DateMay 14, 2018
Instrument201805712
Lender
NameOTTAWA SAVINGS BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJun 01, 2048
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateJun 01, 2019
Change FrequencyAnnually
Min Rate At Change3.13%
Max Rate At Change4.13%
Index1-Year CMT
Margin2

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateOct 15, 2018
Property Address809 E CENTER ST, OTTAWA, IL 61350-4125
Document Number201813926
Map Reference7
Instrument DateOct 11, 2018
Instrument201813926
Transaction TypeTransfer
Record UpdatedJun 07, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$414.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 E CENTER ST, OTTAWA, IL 61350-4125

Mortgage

Document Number201813927
DateOct 15, 2018
Instrument201813927
Lender
NameOLD SECOND NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: LaSalle County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionSouth Ottawa Township
MunicipalityOttawa City
Elementary School DistrictOttawa Elementary School District 141 (PK - 08)
Secondary School DistrictOttawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2025$69,044 (+8.5%) Land $10,653 Building $58,391$207,132 (+8.5%) Land $31,959 Building $175,173
2024$63,635 (+8.74%) Land $9,818 Building $53,817$190,905 (+8.74%) Land $29,454 Building $161,451
2023$58,520 Land $9,029 Building $49,491$175,560 Land $27,087 Building $148,473

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, LaSalle County (17099C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170999636001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1996–1997)
Most Recent ClaimFeb 1997 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 325 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Surf Air Wireless
Fiber
1,000 / 1,000
Mediacom Communications
Cable · Fixed Wireless · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemOTTAWA
serves 18,097 people
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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