Bay County property record for 809 E 11th Ct, Panama City, FL 32401
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2 ba · 1,209 sqft · built 1944 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | Company Name on File |
| Last Sale | $15,000 (Mar 2015) |
| Tax Bill | $948 (2025) |
| Deeds & Mortgages | Oct 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 16497-000-000 |
| Primary APN | 16497-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,209 sqft Living Area |
| 1st Floor Area | 1,209 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Multi-Family |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,062 sqft (0.231 acres) |
| Lot Dimensions | 140 ft deep x 72 ft wide |
| Porch | Unfinished Open Porch |
| Porch Area | 63 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 809 E 11TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3341 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | PC04 |
| Legal Description | 4 4S 14W -36- 69A BEG 165 S & 128 E OF NW COR OF SE1/4 OF SW1/4 OF NE1/4 TH E 72 S 165 W 72 N 165 TO BEG LESS ROW ORB 4180 P 749 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 1600 |
809 E 11th Ct, a residential property, is owned by a company that acquired it in October 2019.
Source: Bay County records, as of April 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 359 W SHORE DR, INLET BEACH, FL 32461-8111 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2015 · Amount on File |
| Deed Sale | Mar 24, 2015 · Amount on File |
| Prior Sale | Nov 7, 2002 |
| Deed Document Number | 201516143 |
| Deed Book / Page | 3685 / 431 |
| Last Transfer Date | Oct 15, 2019 |
| Transfer Doc | 0041800749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 16, 2019 |
| Property Address | 809 E 11TH CT, PANAMA CITY, FL 32401-3341 |
| Document Number | 0041800749 |
| Book / Page | 004180 / 000749 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 90861 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1912 ISABELLA AVE PANAMA CITY FL 324051527, PANAMA CITY, FL 32405-1527 |
The 2025 property tax bill for 809 E 11th Ct was $948, down 35.6% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $948.00 (-35.55%) | $59,300 | $61,485 Land $22,579 Building $38,906 |
| 2024 | $1,471.00 (+40.5%) | ||
| 2023 | $1,047.00 (+15.31%) | $52,735 (+20.88%) Land $19,051 Building $33,684 | $52,735 (+20.88%) Land $19,051 Building $33,684 |
| 2022 | $908.00 | $43,627 Land $14,182 Building $29,445 | $43,627 Land $14,182 Building $29,445 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 E 11th Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Oct 1995 · Hurricane Opal |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 809 E 11th Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures