809 E 10th St, Chattanooga, TN 37403 Property Records

Hamilton County property record for 809 E 10th St, Chattanooga, TN 37403

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,365 sqft · built 2004
Lot Size0.113 acres (4,944 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Mar 2017)
Tax Bill$1,827 (2025)
Deeds & MortgagesAug 2020 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN146H N 013.04

Property Details

APN / Parcel Number

Primary APN146H N 013.04
Alternative APN
  • 0000146306

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,365 sqft Living Area

Exterior

Year BuiltBuilt 2004
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,944 sqft (0.113 acres)
Lot Dimensions120 ft deep x 41.2 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000146306
Old Parcel Number146H N 013.04
Street Address809 E 10TH ST
CityCHATTANOOGA
StateTN
Zip37403-3002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2 HOMES AT 10TH & PARK SUB PB64 PG86 70-105 REV 71-170 OUT OF 146H-N-13 FOR 2001
Legal SubdivisionPARK PLACE
Legal Lot Number2
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group3
Census Block3002
Census Tract12400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address809 E 10TH ST, CHATTANOOGA, TN 37403-3002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF ENGLAND
Mar 22, 2017Warranty Deed, Transfer · Conventional Mortgage
BANCORPSOUTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2017 · Amount on Record
Deed SaleMar 22, 2017 · Amount on Record
Prior SaleMar 22, 2004 · Amount on Record
Deed Document Number2017032200121
Deed Book / Page11005 / 090
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address809 E 10TH ST, CHATTANOOGA, TN 37403-3002
Document Number0811000181
Instrument DateAug 6, 2020
Transaction TypeMortgage
Record UpdatedSep 16, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address809 E 10TH ST CHATTANOOGA TN 374033002, CHATTANOOGA, TN 37403-3002

Mortgage

Document Number0811000181
DateAug 11, 2020
Book Page012109/000150
Instrument200811000181
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 10, 2050

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 22, 2017
Property Address809 E 10TH ST, CHATTANOOGA, TN 37403-3002
Document Number0000000121
Book / Page011005 / 000090
Instrument DateMar 17, 2017
Instrument121
Transaction TypeTransfer
Record UpdatedJun 28, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$999.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address809 E 10TH ST CHATTANOOGA TN 374033002, CHATTANOOGA, TN 37403-3002

Mortgage

Document Number122
DateMar 22, 2017
Book Page011005/000092
Instrument122
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-3356
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 21, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,827.00 (+3.81%)$120,575 (+53.26%)$482,300 (+53.26%) Land $75,000 Building $407,300
2024$1,760.00$78,675 (-)$314,700 (-) Land $45,000 Building $269,700
2023$1,760.00$78,675 (-)$314,700 (-) Land $45,000 Building $269,700
2022$1,760.00$78,675$314,700 Land $45,000 Building $269,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1978–1980)
Most Recent ClaimMar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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