809 Dunbar St, Waco, TX 76704 Property Records

McLennan County property record for 809 Dunbar St, Waco, TX 76704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,436 sqft · built 1964
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$187,447 (Jun 2023)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2021 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`48-007802-034900-9`

Property Details

APN / Parcel Number

Primary APN	`48-007802-034900-9`
Alternative APNs	`4800780203490090111` `166758`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,436 sqft Living Area
1st Floor Area	1,436 sqft
Flooring	Carpet

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1981
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Driveway	Concrete Driveway
Driveway Area	900 sqft
Porch	Open Porch
Porch Area	70 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	809 DUNBAR ST
City	WACO
State	TX
Zip	76704-1546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	CARVER PARK LOT 9 BLOCK 24 ACRES .1607
Legal Subdivision	CARVER PARK
Legal Block	24
Legal Lot Number	9
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1009
Census Tract	1401

Owner

809 Dunbar St is owned and occupied by two individuals who bought it in June 2023.

Source: McLennan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1920 HERRING AVE, WACO, TX 76708-2851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Vendor's Lien, Transfer · FHA Mortgage FIRST NATIONAL BANK TEXAS
Aug 5, 2021	Vendor's Lien, Transfer · Line of Credit BLACK LABEL CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2023 · Amount on File
Deed Sale	Jun 8, 2023 · Amount on File
Prior Sale	Aug 3, 2022
Deed Document Number	202317127
Prior Transfer Date	Jun 20, 2016
Prior Transfer Doc	0000019608
Record Updated	Oct 29, 2026

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 8, 2023
Property Address	809 DUNBAR ST, WACO, TX 76704-1546
Document Number	0000017127
Map Reference	VOL 604 PG 348
Instrument Date	Jun 8, 2023
Instrument	2023017127
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 DUNBAR ST, WACO, TX 76704-1546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 DUNBAR ST, WACO, TX 76704-1546

Mortgage

Document Number	0000017128
Date	Jun 8, 2023
Instrument	2023017128

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	0000017129
Date	Jun 8, 2023
Instrument	2023017129

Lender

Name	TEXAS DEPT OF HOUSING & CMNTY AFFAIRS
Type	Government Agency
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 5, 2021
Property Address	809 DUNBAR ST, WACO, TX 76704-1546
Document Number	0000031179
Map Reference	VOL 604 PG 348
Instrument Date	Jul 30, 2021
Instrument	2021031179
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 GORDON HTS APT 244, 244, LITTLE ELM, TX 75068-1967

Mortgage

Document Number	0000031180
Date	Aug 5, 2021
Instrument	2021031180

Lender

Name	BLACK LABEL CAPITAL LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Feb 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 809 Dunbar St was $2,126 with a homeowner's exemption, down 18.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,647 (-0.52%) Land $13,720 Building $159,927	$173,647 (-0.52%) Land $13,720 Building $159,927
2025	$2,126.00 (-18.23%) Homeowner's exemption	$174,550 Land $12,460 Building $162,090	$174,550 Land $12,460 Building $162,090
2024	$2,600.00
2023		$140,870 (+1.97%) Land $12,460 Building $128,410	$140,870 (+1.97%) Land $12,460 Building $128,410
2022	$3,158.00	$138,150 Land $10,850 Building $127,300	$138,150 Land $10,850 Building $127,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 Dunbar St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 Dunbar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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