809 Davis St, Neptune Beach, FL 32266 Property Records

Duval County property record for 809 Davis St, Neptune Beach, FL 32266

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,174 sqft · built 1977
Lot Size0.331 acres (14,395 sqft)
Owner2 Individual Names on File
Last Sale$1,685,000 (Mar 2026)
Tax Bill$10,833 (2025)
Deeds & MortgagesMar 2026 Sale
Jan 2022 Line of Credit
+ 3 more
Flood ZoneZone X (moderate risk)
APN172403-0040

Property Details

APN / Parcel Number

Primary APN172403-0040

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,174 sqft Living Area
Gross Area4,064 sqft
1st Floor Area2,580 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,395 sqft (0.331 acres)
Lot Dimensions158 ft deep x 91 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area144 sqft
Deck AreaDeck Area
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address809 DAVIS ST
CityNEPTUNE BEACH
StateFL
Zip32266-3619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR-1
Legal Description35-13 21-2S-29E .33 SEASIDE VILLAS OF NEPTUNE BEACH N 4FT LOT 14, LOT 15, W 4FT LOT 16
Legal Range29E
Legal Township02S
Legal Section21
Legal SubdivisionSEASIDE VILLAS OF NEPTUNE
Legal Lot Number15
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group3
Census Block3003
Census Tract14001

Owner

Source: Duval County assessment roll, APN 172403-0040, as of June 3, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address809 DAVIS ST, NEPTUNE BEACH, FL 32266-3619
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2026Warranty Deed, Transfer
ATLANTIC EAST TITLE, ATLANTIC COAST T&E
Jan 31, 2022Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Mar 17, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
NEW JERSEY LENDERS CORP
Mar 04, 2020Warranty Deed, Transfer
NJ LENDERS
Aug 22, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2026 · Amount on Record
Deed SaleMar 03, 2026 · Amount on Record
Prior SaleMar 04, 2020 · Amount on Record
Deed Document Number202648693
Deed Book / Page21810 / 1627
Prior Transfer DateMar 10, 2021
Prior Transfer Doc0196350101
Record UpdatedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMar 03, 2026
Property Address809 DAVIS ST, NEPTUNE BEACH, FL 32266-3619
Document Number0218101627
Book / Page21810 / 1627
Map ReferenceMB 35 PG 13
Instrument DateFeb 27, 2026
Instrument2026048693
Transaction TypeTransfer
Record UpdatedMar 16, 2026
Title CompanyATLANTIC EAST TITLE, ATLANTIC COAST T&E

Transaction

AmountAmount Recorded
Tax$11,795.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1940 TARA CT, NEPTUNE BEACH, FL 32266-1565

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 DAVIS ST, NEPTUNE BEACH, FL 32266-3619

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address809 DAVIS ST, NEPTUNE BEACH, FL 32266-3619
Transaction TypeMortgage
Record UpdatedFeb 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 DAVIS ST, NEPTUNE BEACH, FL 32266-3619

Mortgage

Document Number0201221087
DateJan 31, 2022
Book Page20122/1087
Instrument2022027517
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueFeb 01, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUVAL FL
Recording DateMar 17, 2021
Property Address809 DAVIS ST, NEPTUNE BEACH, FL 32266-3619
Document Number0196350101
Book / Page19635 / 101
Map ReferenceMB 35 PG 13
Instrument DateMar 10, 2021
Instrument2021069203
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyPROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 DAVIS ST, NEPTUNE BEACH, FL 32266-3619

Mortgage

Document Number0019635104
DateMar 17, 2021
Instrument19635/104
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMar 04, 2020
Property Address809 DAVIS ST, NEPTUNE BEACH, FL 32266-3619
Document Number0191271476
Book / Page019127 / 001476
Instrument DateFeb 20, 2020
Instrument51770
Transaction TypeTransfer
Record UpdatedMar 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,900.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address809 DAVIS ST NEPTUNE BEACH FL 322663619, NEPTUNE BEACH, FL 32266-3619

Mortgage

Document Number191271477
DateMar 04, 2020
Book Page019127/001477
Instrument51771
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
AmountAmount Recorded
Term360 Months
DueMar 03, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateAug 22, 2019
Property Address809 DAVIS ST, NEPTUNE BEACH, FL 32266-3619
Document Number0189082212
Book / Page018908 / 002212
Instrument DateAug 21, 2019
Instrument197022
Transaction TypeTransfer
Record UpdatedSep 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,835.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address395 5TH ST JACKSONVILLE FL 322335345, JACKSONVILLE, FL 32233-5345

Tax Assessment & Valuation

Source: Duval County assessment roll as of June 3, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityNeptune Beach City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$667,165 (+2.7%)$743,928 (+1.32%) Land $402,106 Building $341,822
2025$10,833.00 (+2.32%) Homeowner's exemption$649,626 (+5.99%)$734,223 (+2.4%) Land $401,310 Building $332,913
2024$10,587.00 (+2.69%)
2023$10,310.00 (+8.99%) Homeowner's exemption$612,931 (+3%)$717,001 (-2.38%) Land $286,650 Building $430,351
2022$9,460.00 Homeowner's exemption$595,079$734,515 Land $267,540 Building $466,975

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Duval County (12031C), as of June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310140013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 104 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies104 in force
Nearby Flood Claims11 (1979–2017)
Claims Outside the SFHA10 of 11
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 3 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 281 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
IQ Fiber Intermediate Holdings
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL2160206, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNEPTUNE BEACH
serves 7,270 people
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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