809 Cypress Mill Rd, Florence, AL 35630 Property Records

Lauderdale County property record for 809 Cypress Mill Rd, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,238 sqft · built 1960
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on Record
Last Sale	$177,500 (Feb 2024)
Tax Bill	$1,783 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-02-04-4-004-004-001`

Property Details

APN / Parcel Number

Primary APN	`24-02-04-4-004-004-001`
Alternative APNs	`092209` `102989` `66712` `92209`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	130 ft deep x 92 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	102989
Street Address	809 CYPRESS MILL RD
City	FLORENCE
State	AL
Zip	35630-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	92 X 130 IRR CYPRESS TERRACE SD BLK 2 LOT 1 .3 AC/C SEC 04 T3S R11W PB 2 PG 181
Legal Range	11W
Legal Township	03S
Legal Section	04
Legal Subdivision	CYPRESS TERRACE
Legal Block	2
Legal Lot Number	1
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1002
Census Tract	10400

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	101 CYPRESS CREEK DR, FLORENCE, AL 35633-1707
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Warranty Deed, Transfer · Commercial Mortgage FIRST BANK
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Sep 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Sep 6, 2018	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Prior Sale	Sep 6, 2018 · Amount on Record
Deed Document Number	0020244912
Deed Book / Page	2024 / 4912
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Feb 16, 2024
Property Address	809 CYPRESS MILL RD, FLORENCE, AL 35630-2012
Document Number	02024/4912
Book / Page	2024 / 4912
Map Reference	MB 2 PG 181
Instrument Date	Feb 15, 2024
Transaction Type	Transfer
Record Updated	Feb 28, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	870 COUNTY ROAD 103, KILLEN, AL 35645-6815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CYPRESS CREEK DR, FLORENCE, AL 35633-1707

Mortgage

Document Number	02024/4914
Date	Feb 16, 2024
Book Page	2024/4914

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	809 CYPRESS MILL RD, FLORENCE, AL 35630-2012
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02021/4099
Date	Jan 25, 2021
Book Page	2021/4099

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	809 CYPRESS MILL RD, FLORENCE, AL 35630-2012
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/38724
Date	Sep 6, 2018
Book Page	2018/38724

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Sep 6, 2018
Property Address	809 CYPRESS MILL RD, FLORENCE, AL 35630-2012
Document Number	2018/38722
Book / Page	2018 / 38722
Instrument Date	Sep 6, 2018
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 COUNTY ROAD 74, FLORENCE, AL 35633-2027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 CYPRESS MILL RD, FLORENCE, AL 35630-2012
Investor	Possibly a Property Investor

Mortgage

Document Number	2018/38724
Date	Sep 6, 2018
Book Page	2018/38724

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,783.00 (+164.54%)	$36,400 (+3,614.29%)	$181,980 (+20.84%) Land $12,900 Building $169,080
2023	$674.00 (+18.25%) Homeowner's exemption	$980 (-92.44%) Land $980	$150,600 (+16.29%) Land $9,700 Building $140,900
2022	$570.00 Homeowner's exemption	$12,960	$129,500 Land $10,600 Building $118,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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