New Hanover County property record for 809 Cutter Ct, Kure Beach, NC 28449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,688 sqft · built 2020 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $183,000 (May 2019) |
| Tax Bill | $2,000 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage May 2019 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R09205-020-016-000 |
| Primary APN | R09205-020-016-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,688 sqft Living Area |
| 1st Floor Area | 1,608 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood |
| Lot Area | 5,227 sqft (0.12 acres) |
| Terrain | Low |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 809 CUTTER CT |
|---|---|
| City | KURE BEACH |
| State | NC |
| Zip | 28449-4901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1A |
| Legal Description | LT 63 KURE BCH CLUB PH 1B |
| Legal Subdivision | KURE BEACH CLUB PH 1B |
| Legal Block | 20 |
| Legal Lot Number | 63 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | FEDERAL POINT |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 12203 |
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 809 CUTTER CT, KURE BEACH, NC 28449-4901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED BK |
| May 7, 2019 | Warranty Deed, Transfer · Line of Credit CRESCOM BK |
| Jul 31, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 26, 2017 | Warranty Deed, Construction Loan · Construction Mortgage FIRST CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2019 · Amount on Record |
| Deed Sale | May 7, 2019 · Amount on Record |
| Prior Sale | Sep 26, 2017 · Amount on Record |
| Deed Document Number | 201913276 |
| Deed Book / Page | 6213 / 1073 |
| Prior Transfer Date | Feb 17, 2014 |
| Prior Transfer Doc | 00580701314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 809 CUTTER CT, KURE BEACH, NC 28449-4901 |
| Document Number | 0063472373 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 809 CUTTER CT KURE BEACH NC 28449, KURE BEACH, NC 28449 |
| Document Number | 0063472373 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 006347/002373 |
| Instrument | 34010 |
| Name | UNITED BK |
|---|---|
| Type | Bank |
| Address | FAIRFAX, VA 22030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | May 7, 2019 |
| Property Address | 809 CUTTER CT, KURE BEACH, NC 28449-4901 |
| Document Number | 0062131073 |
| Book / Page | 006213 / 001073 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 13276 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $366.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 809 CUTTER CT KURE BEACH NC 28449, KURE BEACH, NC 28449 |
| Document Number | 62131075 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 006213/001075 |
| Instrument | 13277 |
| Name | CRESCOM BK |
|---|---|
| Type | Bank |
| Address | WASHINGTON, NC 27889 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jul 31, 2017 |
| Property Address | 809 CUTTER CT, KURE BEACH, NC 28449-4901 |
| Document Number | 0060771694 |
| Book / Page | 006077 / 001694 |
| Instrument Date | Jul 22, 2017 |
| Instrument | 24534 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8813 VILLA LA JOLLA DR #2003 LA JOLLA CA 920371919, 2003, LA JOLLA, CA 92037-1919 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Sep 26, 2017 |
| Property Address | 809 CUTTER CT, KURE BEACH, NC 28449-4901 |
| Document Number | 0060910219 |
| Book / Page | 006091 / 000219 |
| Instrument Date | Jul 22, 2017 |
| Instrument | 31272 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 809 CUTTER CT KURE BEACH NC 28449, KURE BEACH, NC 28449 |
| Document Number | 60910223 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 006091/000223 |
| Instrument | 31273 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Kure Beach Town |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $911,300 (-) Land $264,200 Building $647,100 | $911,300 (-) Land $264,200 Building $647,100 | |
| 2025 | $911,300 (+46.68%) Land $264,200 Building $647,100 | $911,300 (+46.68%) Land $264,200 Building $647,100 | |
| 2024 | $2,000.00 (-18.27%) | ||
| 2023 | $2,447.00 (-18.43%) | $621,300 Land $158,800 Building $462,500 | $621,300 Land $158,800 Building $462,500 |
| 2022 | $3,000.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 151 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 160 units insured incl. 9 condo units |
| Nearby Flood Claims | 53 (2018–2024) |
| Claims Outside the SFHA | 52 of 53 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KURE BEACH WATER SYSTEM serves 5,484 people · EPA ID NC0465025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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