809 Commons Dr, Sacramento, CA 95825 Property Records

Sacramento County property record for 809 Commons Dr, Sacramento, CA 95825

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 2,129 sqft · built 1970
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Jan 2021)
Tax Bill	$5,844 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Apr 2017 Line of Credit + 5 more
Flood Zone	Zone X (reduced by levee)
APN	`295-0402-012-0000`

Property Details

APN / Parcel Number

Primary APN	`295-0402-012-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,129 sqft Living Area
1st Floor Area	2,129 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	809 COMMONS DR
City	SACRAMENTO
State	CA
Zip	95825-6655
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-1-PUD
Legal Description	E 9 FT LOT 38 ALL OF LOT 39 & POR LOT 121-C CAMPUS COMMONS UNIT NO 1 SD POR DES AS BEG AT MOST ELY COR OF SD LOT 39 TH ALG
Legal Subdivision	CAMPUS COMMONS 01
Legal Lot Number	38-39
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	5403

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	809 COMMONS DR, SACRAMENTO, CA 95825-6655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU
Apr 19, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jan 20, 2021	Grant Deed, Transfer · Conventional with PMI EQUITY PRIME MTG
Nov 20, 2020	Grant Deed, Transfer NORTH AMERICAN TITLE
Jan 5, 2017	Affidavit of Death, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO
Jan 5, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 5, 2017	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Prior Sale	Nov 20, 2020 · Amount on Record
Deed Book / Page	20210120 / 1800
Prior Transfer Date	Jan 25, 1994
Prior Transfer Doc	9402000324
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	809 COMMONS DR, SACRAMENTO, CA 95825-6655
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 COMMONS DR, SACRAMENTO, CA 95825-6655

Mortgage

Document Number	0000000363
Date	Dec 5, 2022
Instrument	2022120500363

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2042

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	809 COMMONS DR, SACRAMENTO, CA 95825-6655
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000659
Date	Apr 19, 2017
Book Page	20170419/0659

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 10, 2047

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 20, 2021
Property Address	809 COMMONS DR, SACRAMENTO, CA 95825-6655
Document Number	2101201800
Instrument Date	Jan 5, 2021
Instrument	2101201800
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 COMMONS DR SACRAMENTO CA 958256655, SACRAMENTO, CA 95825-6655

Mortgage

Document Number	2101201801
Date	Jan 20, 2021
Instrument	2101201801

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2051

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 20, 2020
Property Address	809 COMMONS DR, SACRAMENTO, CA 95825-6655
Document Number	2011201533
Instrument Date	Nov 18, 2020
Instrument	2011201533
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$439.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1 POST ST #11 SAN FRANCISCO CA 941045215, 11, SAN FRANCISCO, CA 94104-5215
Investor	Possibly a Property Investor

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 5, 2017
Property Address	809 COMMONS DR, SACRAMENTO, CA 95825-6655
Document Number	0000001579
Book / Page	170105 / 001579
Instrument Date	Jan 3, 2017
Transaction Type	Transfer
Record Updated	Feb 6, 2017
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 COMMONS DR SACRAMENTO CA 958256655, SACRAMENTO, CA 95825-6655

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 5, 2017
Property Address	809 COMMONS DR, SACRAMENTO, CA 95825-6655
Document Number	1050000001581
Book / Page	20170105 / 1581
Map Reference	MB 78 MAP 3
Instrument Date	Dec 30, 2016
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 COMMONS DR, SACRAMENTO, CA 95825-6655

Mortgage

Document Number	201701051582
Date	Jan 5, 2017
Instrument	20170105/1582

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 5, 2017
Property Address	809 COMMONS DR, SACRAMENTO, CA 95825-6655
Document Number	0000001580
Book / Page	170105 / 001580
Instrument Date	Dec 30, 2016
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	809 COMMONS DR SACRAMENTO CA 958256655, SACRAMENTO, CA 95825-6655

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$485,794 (+2%) Land $138,010 Building $347,784
2025	$5,844.00 (+0.19%) Homeowner's exemption	$476,269 (+4.04%) Land $135,304 Building $340,965
2024	$5,833.00 (+2.6%)
2023	$5,685.00 (+0.62%) Homeowner's exemption	$457,776 Land $130,050 Building $327,726
2022	$5,650.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	31 (1980–2023)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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