809 Clonmel Dr, Matthews, NC 28104 Property Records

Union County property record for 809 Clonmel Dr, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 3,722 sqft · built 2005
Lot Size	0.399 acres (17,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Apr 2023)
Tax Bill	$5,251 (2025)
Deeds & Mortgages	Mar 2025 Second Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-075-242`

Property Details

APN / Parcel Number

Primary APN	`07-075-242`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,722 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Hip
Lot Area	17,380 sqft (0.399 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	2 Parking Spaces
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	809 CLONMEL DR
City	MATTHEWS
State	NC
Zip	28104-7015
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-15 STALL
Legal Description	#515 SHANNAMARA OF KILDAIRE PH3B/MP9 OPCH658
Legal Subdivision	SHANNAMARA - KILDARE
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1010
Census Tract	20310

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	809 CLONMEL DR, MATTHEWS, NC 28104-7015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NOVUS HOME MORTGAGE
Apr 5, 2023	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2023 · Amount on Record
Deed Sale	Apr 5, 2023 · Amount on Record
Prior Sale	Sep 10, 2019 · Amount on Record
Deed Document Number	20237797
Deed Book / Page	8684 / 390
Record Updated	Jun 8, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	809 CLONMEL DR, MATTHEWS, NC 28104-7015
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009083331
Date	Mar 21, 2025
Book Page	9083/331
Instrument	6763

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company
Address	BROOKFIELD, WI 53045

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 5, 2023
Property Address	809 CLONMEL DR, MATTHEWS, NC 28104-7015
Document Number	0008684390
Book / Page	8684 / 390
Map Reference	CAB H FILE 658
Instrument Date	Apr 4, 2023
Instrument	7797
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	MOREHEAD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	536 BEAUMONT OAKS DR, WILMINGTON, NC 28411-0317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 CLONMEL DR, MATTHEWS, NC 28104-7015

Mortgage

Document Number	0000007798
Date	Apr 5, 2023
Instrument	7798

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,251.00 (+35.2%)	$778,500 (+66.85%) Land $140,000 Building $638,500	$778,500 (+66.85%) Land $140,000 Building $638,500
2023	$3,884.00	$466,600 Land $87,300 Building $379,300	$466,600 Land $87,300 Building $379,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2005–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

Nearby Properties on Clonmel Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures