Florence County property record for 809 Cloisters Dr, Florence, SC 29505
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,429 sqft · built 1986 |
| Lot Size | 0.36 acres (15,877 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Jul 2014) |
| Tax Bill | $1,499 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Oct 2017 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01506-01-010 |
| Primary APN | 01506-01-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,429 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 15,877 sqft (0.36 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 133 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 809 CLOISTERS DR |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29505-3604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOISTERS LOT 10 |
| Legal Lot Number | 10 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 1400 |
Source: Florence County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 809 CLOISTERS DR, FLORENCE, SC 29505-3604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Oct 18, 2017 | Loan Modification, Consolidation and Extension, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Oct 18, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2014 · Amount on Record |
| Deed Sale | Jul 31, 2014 · Amount on Record |
| Deed Book / Page | 533 / 863 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 809 CLOISTERS DR, FLORENCE, SC 29505-3604 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 809 CLOISTERS DR, FLORENCE, SC 29505-3604 |
| Document Number | 0010421911 |
|---|---|
| Date | Apr 6, 2023 |
| Book Page | 1042/1911 |
| Instrument | 2023-00004249 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Mar 1, 2063 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 809 CLOISTERS DR, FLORENCE, SC 29505-3604 |
| Document Number | 0007241258 |
| Instrument Date | Oct 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 809 CLOISTERS DR FLORENCE SC 295053604, FLORENCE, SC 29505-3604 |
| Document Number | 0007241258 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | 000724/001258 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | EWING, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 4.12% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 809 CLOISTERS DR, FLORENCE, SC 29505-3604 |
| Document Number | 0007201103 |
| Instrument Date | Oct 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 809 CLOISTERS DR FLORENCE SC 295053604, FLORENCE, SC 29505-3604 |
| Document Number | 0007201103 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 000720/001103 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2047 |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,499.00 (+31.49%) | $14,097 (-99.86%) Land $1,200 Building $12,897 | $352,433 (-98.62%) Land $30,000 Building $322,433 |
| 2023 | $1,140.00 (-1.21%) Homeowner's exemption | $10,204,332 (+99,903.25%) Land $1,200,000 Building $9,004,332 | $25,510,832 (+9,900.01%) Land $3,000,000 Building $22,510,832 |
| 2022 | $1,154.00 Homeowner's exemption | $10,204 Land $1,200 Building $9,004 | $255,108 Land $30,000 Building $225,108 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.6% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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