Floyd County property record for 809 Cliff Rd, Prestonsburg, KY 41653
| Property Type | Single Family Home |
|---|---|
| Details | 3,528 sqft · built 2005 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Jan 2021) |
| Tax Bill | $2,460 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-00-00-135.00 |
| Primary APN | 044-00-00-135.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,528 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 168 sqft |
| Patio Area | 240 sqft |
| Account Number | 17288 |
|---|---|
| Street Address | 809 CLIFF RD |
| City | PRESTONSBURG |
| State | KY |
| Zip | 41653-9131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & GARAGE & 4 ACRES |
| Jurisdiction | FLOYD KY |
| Township / Civil Division | PRESTONSBURG |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 921002 |
809 Cliff Rd is owned and occupied by an individual who bought it in January 2021.
Source: Floyd County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 CLIFF RD, PRESTONSBURG, KY 41653-9131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2021 · Amount on File |
| Deed Sale | Jan 6, 2021 · Amount on File |
| Prior Sale | Apr 12, 2010 · Amount on File |
| Deed Document Number | 0000660497 |
| Deed Book / Page | 660 / 497 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLOYD KY |
| Recording Date | Jan 6, 2021 |
| Property Address | 809 CLIFF RD, PRESTONSBURG, KY 41653-9131 |
| Document Number | 000660/497 |
| Book / Page | 660 / 497 |
| Instrument Date | Jan 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 311 CEDAR TRACE DR, 311, PRESTONSBURG, KY 41653-8867 |
| Name | Verified Name |
|---|---|
| Address | 809 CLIFF RD, PRESTONSBURG, KY 41653-9131 |
| Document Number | 0000750558 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 750/558 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 809 Cliff Rd was $2,460.
Source: Floyd County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Floyd County |
| Municipality | Prestonsburg City |
| Unified School District | Floyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,460.00 | $205,000 Land $40,000 Building $165,000 | $205,000 Land $40,000 Building $165,000 |
| 2023 | $2,478.00 | $205,000 | $205,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Cliff Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (2014–2025) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Cliff Rd is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 85% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRESTONSBURG CITY UTILITIES serves 26,788 people · EPA ID KY0360358 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
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