809 Clay St, Oregon, IL 61061 Property Records

Ogle County property record for 809 Clay St, Oregon, IL 61061

Property Summary

Property TypeSingle Family Home
Details1,461 sqft · built 1917
Lot Size0.33 acres (14,375 sqft)
OwnerCompany Name on Record
Last Sale$86,000 (Jul 2005)
Tax Bill$3,591 (2025)
Flood ZoneZone X (moderate risk)
APN16-04-434-004

Property Details

APN / Parcel Number

Primary APN16-04-434-004

Interior

Stories1 Story
Building Area1,461 sqft Living Area
Basement Area874 sqft
Unfinished Basement874 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions120 ft deep x 120 ft wide
Garage TypeAttached
Garage Area464 sqft

Location & Zoning

Street Address809 CLAY ST
CityOREGON
StateIL
Zip61061-1929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK:10 TWP:23 SECT/LOT:4 E 120 FT W & ADJ ZEPHYR ADD OF N 120 FT S & ADJ CLAY ST CITY OF OREGON
Legal Range10
Legal Township23
Legal Section04
Legal SubdivisionZEPHYR ADD
Legal Block10
Legal Lot Number4
JurisdictionOGLE IL
Township / Civil DivisionOREGON-NASHUA
Census Block Group2
Census Block2027
Census Tract961400

Owner

Source: Ogle County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4801 FREDERICA ST, OWENSBORO, KY 42301-7441
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2005 · Amount on Record
Deed SaleJul 25, 2005 · Amount on Record
Prior SaleJan 26, 2005 · Amount on Record
Deed Document Number20057781
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionOregon-Nashua Township
MunicipalityOregon City
Unified School DistrictOregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,591.00 (+41.66%)$43,025 (+30.17%) Land $9,926 Building $33,099$129,075 (+30.17%) Land $29,778 Building $99,297
2023$33,052 Land $5,419 Building $27,633$99,156 Land $16,257 Building $82,899
2022$2,535.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims4 (2017–2023)
Most Recent ClaimApr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON
serves 3,449 people · EPA ID IL1410400
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clay St

Nearby Streets

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