Chesapeake City property record for 809 Clay Ave, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1958 |
| Lot Size | 0.206 acres (8,973 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Sep 2026) |
| Tax Bill | $2,327 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Dec 2023 Line of Credit + 1 more |
| APN | 0252009000250 |
| Primary APN | 0252009000250 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,973 sqft (0.206 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 809 CLAY AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-3416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8S: RESID |
| Legal Description | 25 WASHINGTON MANOR |
| Legal Subdivision | WASHINGTON MANOR |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 21402 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 CLAY AVE, CHESAPEAKE, VA 23323-3416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Dec 7, 2023 | Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION |
| Aug 16, 2017 | Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2026 · Amount on File |
| Deed Sale | Sep 11, 2026 · Amount on File |
| Deed Document Number | 202623665 |
| Deed Book / Page | 11022 / 55 |
| Prior Transfer Date | Jun 2, 2025 |
| Prior Transfer Doc | 10862/1656 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 11, 2026 |
| Property Address | 809 CLAY AVE, CHESAPEAKE, VA 23323-3416 |
| Document Number | 0000023665 |
| Book / Page | 11022 / 55 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 202623665 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2026 |
| Title Company | NOBLE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,775.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 CLAY AVE, CHESAPEAKE, VA 23323-3416 |
| Investor | Possibly a Property Investor |
| Document Number | 0000023666, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 202623666 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 809 CLAY AVE, CHESAPEAKE, VA 23323-3416 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 010712/793 |
|---|---|
| Date | Dec 7, 2023 |
| Book Page | 10712/793 |
| Instrument | 230024973 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 143 Months |
| Due | Nov 25, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 809 CLAY AVE, CHESAPEAKE, VA 23323-3416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9822/1003 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 9822/1003 |
| Instrument | 170022401 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Aug 5, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,000 (+7.64%) Land $130,000 Building $118,000 | $248,000 (+7.64%) Land $130,000 Building $118,000 | |
| 2025 | $2,327.00 (+6.69%) | $230,400 (+13.44%) Land $120,000 Building $110,400 | $230,400 (+13.44%) Land $120,000 Building $110,400 |
| 2024 | $2,181.00 (+35.21%) | ||
| 2023 | $203,100 (+8.38%) Land $100,000 Building $103,100 | $203,100 (+8.38%) Land $100,000 Building $103,100 | |
| 2022 | $187,400 Land $90,000 Building $97,400 | $187,400 Land $90,000 Building $97,400 | |
| 2019 | $1,613.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1999–2022) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Jun 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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