809 Chestnut St, Hagerstown, MD 21740 Property Records

Washington County property record for 809 Chestnut St, Hagerstown, MD 21740

Property Summary

Property TypeTownhouse
Details1 ba · 1,064 sqft · built 1920
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$65,000 (Jun 1989)
Tax Bill$1,680 (2026)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-002195

Property Details

APN / Parcel Number

Primary APN03-002195
Alternative APN
  • 002195

Interior

Full Baths1 Bath
Units2 Units
Stories2 Stories
Building Area1,064 sqft Total Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
PorchSlab
Porch Area280 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number002195
Street Address811 CHESTNUT ST
CityHAGERSTOWN
StateMD
Zip21740-6304
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRMOD
Legal DescriptionLOTS 6/7 SEC 19 809/811 CHESTNUT GROVE 50 X 150
Legal SubdivisionHAGERSTOWN
Legal Lot Number6
JurisdictionWASHINGTON MD
Township / Civil Division3, HAGERSTOWN
Census Block Group3
Census Block3011
Census Tract800

Owner

809 Chestnut St, a townhouse, is owned and occupied by two individuals who bought it in June 1989.

Source: Washington County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address811 CHESTNUT ST, HAGERSTOWN, MD 21740-6304
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 1989 · Amount on File
Deed SaleJun 1, 1989 · Amount on File
Prior SaleDec 30, 1982 · Amount on File
Deed Book / Page916 / 786
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address809 CHESTNUT ST, HAGERSTOWN, MD 21740-6304
Document Number0054860351
Book / Page005486 / 000351
Instrument DateMay 17, 2017
Transaction TypeMortgage
Record UpdatedJul 19, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address811 CHESTNUT ST HAGERSTOWN MD 217406304, HAGERSTOWN, MD 21740-6304

Mortgage

Document Number0054860351
DateApr 25, 2017
Book Page005486/000351
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term264 Months
DueApr 24, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 809 Chestnut St was $1,680, up 11.6% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalityHagerstown City
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,680.00 (+11.63%)$184,400 (+11.62%)$222,800 (+34.87%) Land $45,000 Building $177,800
2025$1,505.00$165,200 Land $45,000 Building $120,200$165,200 Land $45,000 Building $120,200
2023$1,259.00$137,600$165,200 Land $45,000 Building $120,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 809 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAGERSTOWN
serves 92,200 people · EPA ID MD0210010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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