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809 Chester Ave, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 809 Chester Ave, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,834 sqft · built 2008
Lot Size0.317 acres (13,824 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Aug 2011)
Tax Bill$24,991 (2025)
Deeds & MortgagesMar 2022 Transfer
Apr 2022 Transfer
Flood ZoneZone X (minimal risk)
APN06-000-90222843

Property Details

APN / Parcel Number

Primary APN06-000-90222843
Alternative APNs
  • 6-000-90222843
  • 00090222843

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,834 sqft Living Area
1st Floor Area1,024 sqft
Basement Area1 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,824 sqft (0.317 acres)
View / LotWaterfront
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area300 sqft
PorchOpen Porch
Porch Area210 sqft
Shed1 Shed
Shed Area100 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00090222843
Street Address809 CHESTER AVE
CityANNAPOLIS
StateMD
Zip21403-3230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 1AR KOSMAS PROPERTY SUB
Legal SubdivisionKOSMAS PROPERTY SUB
Legal Block2
Legal Lot Number1AR
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2018
Census Tract706302

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address809 CHESTER AVE, ANNAPOLIS, MD 21403-3230
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2022Intrafamily Transfer, Transfer
Apr 6, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2011 · Amount on Record
Deed SaleAug 12, 2011 · Amount on Record
Prior SaleJan 3, 2006 · Amount on Record
Deed Document Number201123712/0466
Deed Book / Page23712 / 466
Last Transfer DateJun 7, 2021
Transfer Doc0385260400
Record UpdatedOct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateMar 28, 2022
Property Address809 CHESTER AVE, ANNAPOLIS, MD 21403-3230
Document Number0385260400
Book / Page38526 / 400
Map ReferenceMB 271 PG 36
Instrument DateJun 7, 2021
Transaction TypeTransfer
Record UpdatedApr 13, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address809 CHESTER AVE, ANNAPOLIS, MD 21403-3230

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateApr 6, 2022
Property Address809 CHESTER AVE, ANNAPOLIS, MD 21403-3230
Document Number0385690478
Book / Page38569 / 478
Map ReferenceMB 271 PG 36
Instrument DateJun 7, 2021
Transaction TypeTransfer
Record UpdatedMay 5, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address809 CHESTER AVE, ANNAPOLIS, MD 21403-3230

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,125,500 (+10.33%) Land $1,147,300 Building $978,200$2,125,500 (-) Land $1,147,300 Building $978,200
2025$24,991.00 (+6.6%) Homeowner's exemption$1,926,500 (+26.04%)$2,125,500 (+39.06%) Land $1,147,300 Building $978,200
2024$23,443.00 (+6.81%)
2023$21,949.00 Homeowner's exemption$1,528,500 Land $1,147,300 Building $381,200$1,528,500 Land $1,147,300 Building $381,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies54 units insured
incl. 37 condo units
Nearby Flood Claims5 (1979–2003)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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