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809 Charles St, Willowick (Eastlake), OH 44095 Property Records

Lake County property record for 809 Charles St, Willowick, OH 44095 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,004 sqft · built 1961
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Aug 2021)
Tax Bill$5,135 (2023)
Deeds & MortgagesAug 2022 Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-A-039-L-02-056-0

Property Details

APN / Parcel Number

Primary APN28-A-039-L-02-056-0
Alternative APN
  • L 12

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,004 sqft Living Area
1st Floor Area988 sqft
Game RoomGame Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Deck Area254 sqft
Patio Area254 sqft
BalconyBalcony
Balcony Area16 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account NumberL 12
Street Address809 CHARLES ST
CityWILLOWICK
StateOH
Zip44095-4303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 & 3 TRACT 15
Legal SubdivisionBAYRIDGE SUBDIVISION NO 4
Legal Tract15
Legal Lot Number234
JurisdictionLAKE OH
Township / Civil DivisionWILLOWICK
Census Block Group1
Census Block1000
Census Tract200400

Owner

Source: Lake County records · APN 28-A-039-L-02-056-0

Assessment roll updated August 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address809 CHARLES ST, WILLOWICK, OH 44095-4303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2022Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Aug 13, 2021Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 13, 2021 · Amount on Record
Deed SaleAug 13, 2021 · Amount on Record
Prior SaleNov 29, 1996 · Amount on Record
Deed Document Number465045
Record UpdatedJun 07, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address809 CHARLES ST, WILLOWICK, OH 44095-4303
Transaction TypeMortgage
Record UpdatedSep 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 CHARLES ST, WILLOWICK, OH 44095-4303

Mortgage

Document Number0000024198
DateAug 31, 2022
Instrument2022R024198
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term481 Months
DueSep 01, 2062

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateAug 13, 2021
Property Address809 CHARLES ST, WILLOWICK, OH 44095-4303
Document Number0000028233
Map ReferenceVOL K PG 38
Instrument DateAug 12, 2021
Instrument2021R028233
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyEMERALD GLEN TITLE AGENCY, EMERALD GLEN TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 CHARLES ST, WILLOWICK, OH 44095-4303

Mortgage

Document Number0000028234
DateAug 13, 2021
Instrument2021R028234
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWillowick City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2023$5,135.00 (+43.8%) Homeowner's exemption$49,570 (-) Land $11,170 Building $38,400
2022$3,571.00 Homeowner's exemption$49,570 Land $11,170 Building $38,400
2021$141,610 Land $31,910 Building $109,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852004001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims2 (1978–1981)
Most Recent ClaimJul 1981, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 726 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
Cogeco Cable Holdings IICable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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