809 Charles St, Dekalb, IL 60115 Property Records

DeKalb County property record for 809 Charles St, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Lot Size0.19 acres (8,280 sqft)
OwnerIndividual Name on Record
Last Sale$147,500 (Sep 2020)
Tax Bill$4,658 (2024)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-15-326-005

Property Details

APN / Parcel Number

Primary APN08-15-326-005

Exterior

Lot Area8,280 sqft (0.19 acres)
Lot Dimensions138 ft deep x 60 ft wide

Location & Zoning

Account Number0815326005
Street Address809 CHARLES ST
CityDEKALB
StateIL
Zip60115-1603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLLEGE VIEW SUB 2ND ADDITION - LOT 4 BLOCK 5
Legal SubdivisionCOLLEGE VIEW SUB 2ND ADDITION
Legal Block5
Legal Lot Number4
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group1
Census Block1004
Census Tract900

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address809 CHARLES ST, DEKALB, IL 60115-1603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2020 · Amount on Record
Deed SaleSep 9, 2020 · Amount on Record
Prior SaleMay 17, 2013 · Amount on Record
Deed Document Number20209197
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateSep 9, 2020
Property Address809 CHARLES ST, DEKALB, IL 60115-1603
Document Number0000009197
Instrument DateAug 21, 2020
Instrument9197
Transaction TypeTransfer
Record UpdatedSep 23, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 N 1ST ST DEKALB IL 601153226, DEKALB, IL 60115-3226

Mortgage

Document Number9198
DateSep 9, 2020
Instrument9198
Lender
NameCHERRY CREEK MTG
TypeMortgage Company
AddressGREENWOOD VILLAGE, CO 80111
Agreement
AmountAmount Recorded
Term360 Months
DueSep 8, 2050

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$70,601 (+25.6%) Land $11,712 Building $58,889$211,803 (+25.6%) Land $35,136 Building $176,667
2024$4,658.00
2023$56,212 Land $9,325 Building $46,887$168,636 Land $27,975 Building $140,661

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims22 (1978–2013)
Claims Outside the SFHA4 of 22
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35

May also be available: AT&T, Frontier, Verizon.

Nearby Properties on Charles St

Nearby Streets

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