809 Celbridge Ct, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 809 Celbridge Ct, Charlotte, NC 28270

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,119 sqft · built 1995
Lot Size	0.184 acres (8,050 sqft)
Owner	Individual Name on File
Last Sale	$549,000 (Feb 2023)
Tax Bill	$4,987 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`213-441-03`

Property Details

APN / Parcel Number

Primary APN	`213-441-03`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,119 sqft Heated Area
Gross Area	2,587 sqft
1st Floor Area	930 sqft
Upper Floors Area	1,189 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Other
Exterior Material	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,050 sqft (0.184 acres)
Garage Area	456 sqft

Exterior Amenities

Porch	Porch
Porch Area	12 sqft
Deck Area	12 sqft
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	213-441-03
Street Address	809 CELBRIDGE CT
City	CHARLOTTE
State	NC
Zip	28270-1300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9PUD
Legal Description	L145 B2 M26-349
Legal Subdivision	SAINTFIELD PH V MAP I
Legal Block	2
Legal Lot Number	145
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3003
Census Tract	3016

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	809 CELBRIDGE CT, CHARLOTTE, NC 28270-1300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 1, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Feb 27, 2023	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2023 · Amount on Record
Deed Sale	Feb 27, 2023 · Amount on Record
Prior Sale	Feb 3, 2014 · Amount on Record
Deed Document Number	0037956893
Deed Book / Page	37956 / 893
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	809 CELBRIDGE CT, CHARLOTTE, NC 28270-1300
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043066
Date	Mar 5, 2021
Book Page	35758/970
Instrument	2021043066

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	809 CELBRIDGE CT, CHARLOTTE, NC 28270-1300
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 CELBRIDGE CT, CHARLOTTE, NC 28270-1300

Mortgage

Document Number	0000208040
Date	Nov 1, 2021
Book Page	36710/873
Instrument	2021208040

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 27, 2023
Property Address	809 CELBRIDGE CT, CHARLOTTE, NC 28270-1300
Document Number	0000016726
Book / Page	37956 / 893
Map Reference	MB 26 PG 349
Instrument Date	Feb 27, 2023
Instrument	2023016726
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,098.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2316 DEERHURST LN, CHARLOTTE, NC 28270-1276

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016727
Date	Feb 27, 2023
Instrument	2023016727

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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