809 Cedar St, Atlantic, IA 50022 Property Records

Cass County property record for 809 Cedar St, Atlantic, IA 50022

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,106 sqft · built 1925
Lot Size0.161 acres (7,000 sqft)
OwnerCompany Name on Record
Last Sale$41,000 (Mar 2008)
Tax Bill$1,992 (2026)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN300003983001000

Property Details

APN / Parcel Number

Primary APN300003983001000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,106 sqft Living Area
1st Floor Area938 sqft
Basement Area938 sqft
Unfinished Basement938 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialWood Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area189 sqft
PorchSlab
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address809 CEDAR ST
CityATLANTIC
StateIA
Zip50022-1609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionORIGINAL TOWN - ATLANTIC
JurisdictionCASS IA
Township / Civil DivisionGROVE
Census Block Group1
Census Block1018
Census Tract190500

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address809 CEDAR ST, ATLANTIC, IA 50022-1609
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2008 · Amount on Record
Deed SaleMar 26, 2008 · Amount on Record
Deed Document Number20082008_00722
Deed Book / Page2008 / 722
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS IA
Property Address809 CEDAR ST, ATLANTIC, IA 50022-1609
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022/1602
DateSep 27, 2022
Book Page2022/1602
Instrument2022-1602
Lender
NameFIRST WHITNEY BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2042
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateIowa
CountyCass County
MunicipalityAtlantic City
Unified School DistrictAtlantic Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,992.00 Homeowner's exemption$126,740 (-) Land $5,350 Building $121,390$126,740 (-) Land $5,350 Building $121,390
2025$1,992.00 (+22.06%) Homeowner's exemption$126,740 (+25.52%) Land $5,350 Building $121,390$126,740 (+25.52%) Land $5,350 Building $121,390
2024$1,632.00 (-5.99%)
2023$100,970 Land $5,350 Building $95,620$100,970 Land $5,350 Building $95,620
2022$1,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims10 (1979–1998)
Most Recent ClaimJun 1998 · Severe Storms, Tornadoes And Flooding
Claims by Event
  • Severe Storms, Tornadoes And Flooding, Jun 1998 · 3 claims
  • Severe Storms & Flooding, Jun 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC MUNICIPAL UTILITIES
serves 7,252 people · EPA ID IA1509074
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: Verizon, Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar St

Nearby Streets

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