809 Carter St, Red Bud, IL 62278 Property Records

Randolph County property record for 809 Carter St, Red Bud, IL 62278

Property Summary

Property Type	Single Family Home
Lot Size	0.251 acres (10,938 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (May 2021)
Tax Bill	$5,031 (2025)
Deeds & Mortgages	Sep 2023 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-141-108-50`

Property Details

APN / Parcel Number

Primary APN	`13-141-108-50`

Exterior

Lot Area	10,938 sqft (0.251 acres)

Location & Zoning

Street Address	809 CARTER ST
City	RED BUD
State	IL
Zip	62278-1340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	251/682 2012R01721 2021R02137 2025R01891 LOT 16 RANDOLPH ACRES FIRST ADDITION CITY OF RED BUD
Legal Subdivision	RANDOLPH ACRES FIRST ADDITION
Legal Lot Number	16
Jurisdiction	RANDOLPH IL
Township / Civil Division	RED BUD
Census Block Group	3
Census Block	3010
Census Tract	950800

Owner

809 Carter St is owned and occupied by two individuals who acquired it in June 2025.

Source: Randolph County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	809 CARTER ST, RED BUD, IL 62278-1340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
May 18, 2021	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2021 · Amount on File
Deed Sale	May 18, 2021 · Amount on File
Deed Document Number	20212137
Last Transfer Date	Jun 21, 2025
Transfer Doc	2025R01891
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	809 CARTER ST, RED BUD, IL 62278-1340
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R02608
Date	Sep 19, 2023
Instrument	2023R02608

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 5, 2028

Interest

Rate Type	Fixed Rate
Rate	7.25%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RANDOLPH IL
Recording Date	May 18, 2021
Property Address	809 CARTER ST, RED BUD, IL 62278-1340
Document Number	2021R02137
Instrument Date	May 14, 2021
Instrument	2021R02137
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	BENCHMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	809 CARTER ST, RED BUD, IL 62278-1340

Mortgage

Document Number	2021R02138
Date	May 18, 2021
Instrument	2021R02138

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 809 Carter St was $5,031, up 6.5% from the year before.

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Red Bud City
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,031.00 (+6.54%)	$84,175 (+6.56%) Land $14,370 Building $69,805	$252,525 (+6.56%) Land $43,110 Building $209,415
2024	$4,722.00	$78,995 Land $13,485 Building $65,510	$236,985 Land $40,455 Building $196,530
2022	$4,121.00	$68,955 Land $11,770 Building $57,185	$206,865 Land $35,310 Building $171,555

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 809 Carter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 809 Carter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED BUD serves 3,804 people · EPA ID IL1570450
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	6 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, T-Mobile.

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