809 Carol Ave, McHenry, IL 60050 Property Records

McHenry County property record for 809 Carol Ave, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,748 sqft · built 1989
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (Dec 2015)
Tax Bill	$7,538 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-01-351-010`

Property Details

APN / Parcel Number

Primary APN	`14-01-351-010`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	1,748 sqft
Basement Area	860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Foundation Type	No Foundation
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	809 CAROL AVE
City	MCHENRY
State	IL
Zip	60050-8375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2015R0047017 LT 7 BLK 13 MCHENRY SHORES UNIT 1
Legal Subdivision	MCHENRY SHORES UNIT 1
Legal Block	13
Legal Lot Number	7
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1027
Census Tract	870809

Owner

Source: McHenry County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	809 CAROL AVE, MCHENRY, IL 60050-8375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 4, 2017	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2015 · Amount on Record
Deed Sale	Dec 18, 2015 · Amount on Record
Prior Sale	Jul 2, 2015 · Amount on Record
Deed Document Number	201547017
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	809 CAROL AVE, MCHENRY, IL 60050-8375
Transaction Type	Mortgage
Record Updated	Sep 9, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047265
Date	Aug 30, 2021
Instrument	2021R0047265

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	809 CAROL AVE, MCHENRY, IL 60050-8375
Document Number	0000001303
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	May 1, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 CAROL AVE MCHENRY IL 600508375, MCHENRY, IL 60050-8375

Mortgage

Document Number	0000001303
Date	Jan 11, 2017
Instrument	1303

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2047

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,538.00	$97,562 (+38.87%) Land $16,714 Building $80,848	$292,686 (+38.87%) Land $50,142 Building $242,544
2022	Homeowner's exemption	$70,255 Land $13,707 Building $56,548	$210,765 Land $41,121 Building $169,644

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-MCHENRY SHORES private · serves 1,862 people · EPA ID IL1115020
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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