Pinellas County property record for 809 Cardinal Ave, Palm Harbor, FL 34683
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 4 ba · 5,540 sqft · built 1984 |
| Lot Size | 0.874 acres (38,054 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $975,000 (Apr 2026) |
| Tax Bill | $13,058 (2025) |
| Deeds & Mortgages | Apr 2026 Sale May 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-0843-2 |
| Primary APN | C62-000-741-0843-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,540 sqft Living Area |
| Gross Area | 8,876 sqft |
| 1st Floor Area | 2,432 sqft |
| Upper Floors Area | 1,064 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Concrete |
| Lot Area | 38,054 sqft (0.874 acres) |
| Lot Dimensions | 192 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 1,344 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Patio |
| Porch Area | 756 sqft |
| Deck Area | 135 sqft |
| Patio Area | 135 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R382929 |
|---|---|
| Street Address | 809 CARDINAL AVE |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-1906 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R2 |
| Legal Description | RED OAK HILLS LOTS 73 & 74 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | RED OAK HILLS |
| Legal Tract | 74034 |
| Legal Lot Number | 73,74 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 27211 |
809 Cardinal Ave, a residential property, is owned and occupied by two individuals who bought it in April 2026.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 CARDINAL AVE, PALM HARBOR, FL 34683-1906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO |
| May 10, 2021 | Warranty Deed, Transfer ASSURE TITLE, ASSURE TITLE LLC |
| Mar 30, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on File |
| Deed Sale | Apr 1, 2026 · Amount on File |
| Prior Sale | May 10, 2021 · Amount on File |
| Deed Document Number | 202687849 |
| Deed Book / Page | 23508 / 1462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 1, 2026 |
| Property Address | 809 CARDINAL AVE, PALM HARBOR, FL 34683-1906 |
| Document Number | 0000087849 |
| Book / Page | 23508 / 1462 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202687849 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO |
| Amount | Amount on Record |
|---|---|
| Tax | $689,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 CARDINAL AVE, PALM HARBOR, FL 34683-1906 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 10, 2021 |
| Property Address | 809 CARDINAL AVE, PALM HARBOR, FL 34683-1906 |
| Document Number | 0215282548 |
| Book / Page | 21528 / 2548 |
| Map Reference | MB 34 PG 75 |
| Instrument Date | May 10, 2021 |
| Instrument | 2021154944 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | ASSURE TITLE, ASSURE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $5,040.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2912 EAGLE ESTATES CIR N, 2912, CLEARWATER, FL 33761-2805 |
| Name | Verified Name |
|---|---|
| Address | 809 CARDINAL AVE, PALM HARBOR, FL 34683-1906 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 30, 2020 |
| Property Address | 809 CARDINAL AVE, PALM HARBOR, FL 34683-1906 |
| Document Number | 0209431054 |
| Book / Page | 020943 / 001054 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 105622 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 CARDINAL AVE PALM HARBOR FL 346831906, PALM HARBOR, FL 34683-1906 |
The 2025 property tax bill for 809 Cardinal Ave was $13,058, up 5.5% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,058.00 (+5.45%) | $757,698 | $773,313 Land $328,171 Building $445,142 |
| 2024 | $12,383.00 (+1.32%) | ||
| 2023 | $12,222.00 (+2.54%) Homeowner's exemption | $714,897 (+3%) | $759,711 (+9.46%) Land $406,397 Building $353,314 |
| 2022 | $11,919.00 Homeowner's exemption | $694,075 | $694,075 Land $423,741 Building $270,334 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 809 Cardinal Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 73 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 809 Cardinal Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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