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809 Cardiff Rd, Naperville, IL 60565 Property Records

DuPage County property record for 809 Cardiff Rd, Naperville, IL 60565

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,493 sqft · built 1988
Lot Size0.28 acres (12,197 sqft)
Owner2 Company Names on Record
Last Sale$315,000 (Mar 1997)
Tax Bill$13,119 (2025)
Deeds & MortgagesSep 2025 Transfer
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN07-25-301-004

Property Details

APN / Parcel Number

Primary APN07-25-301-004

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,493 sqft Living Area
Gross Area5,562 sqft
1st Floor Area2,085 sqft
2nd Floor Area1,408 sqft
Basement Area2,069 sqft
Finished Basement1,000 sqft
Unfinished Basement1,069 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeBrick
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions15 ft deep x 8 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address809 CARDIFF RD
CityNAPERVILLE
StateIL
Zip60565-1247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionBRIGHTON RIDGE UNIT 1 ALL
Legal SubdivisionBRIGHTON RIDGE UNIT 1
Legal Lot Number118
Legal Unit1
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1007
Census Tract846524

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address809 CARDIFF RD, NAPERVILLE, IL 60565-1247
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 1997 · Amount on Record
Deed SaleMar 3, 1997 · Amount on Record
Deed Document Number199729214
Last Transfer DateAug 29, 2025
Transfer Doc0000055246
Record UpdatedSep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateSep 4, 2025
Property Address809 CARDIFF RD, NAPERVILLE, IL 60565-1247
Document Number0000055246
Map ReferenceDOC R86-158160
Instrument DateAug 29, 2025
InstrumentR2025-055246
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address809 CARDIFF RD, NAPERVILLE, IL 60565-1247

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address809 CARDIFF RD, NAPERVILLE, IL 60565-1247
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008075
DateFeb 4, 2019
InstrumentR2019-008075
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressSCHAUMBURG, IL 60173
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2034

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,119.00 (+3.96%)$230,495 (+9.67%) Land $65,945 Building $164,550$691,485 (+9.67%) Land $197,835 Building $493,650
2024$12,619.00 (+7.51%) Homeowner's exemption$210,171 (+18.23%) Land $60,130 Building $150,041$630,513 (+18.23%) Land $180,390 Building $450,123
2022$11,738.00 Homeowner's exemption$177,760 Land $50,420 Building $127,340$533,280 Land $151,260 Building $382,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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