809 Campbell St, Ardmore, OK 73401 Property Records

Carter County property record for 809 Campbell St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,858 sqft · built 1960
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$112,540 (Sep 2019)
Tax Bill	$530 (2025)
Deeds & Mortgages	Nov 2007 Mortgage Sep 2019 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0230-00-015-020-0-002-00`

Property Details

APN / Parcel Number

Primary APN	`0230-00-015-020-0-002-00`
Alternative APN	`7946`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,858 sqft Living Area
1st Floor Area	2,228 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	75 ft deep x 15 ft wide
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	152 sqft
Deck Area	200 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7946
Street Address	809 CAMPBELL ST
City	ARDMORE
State	OK
Zip	73401-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COLLEGE HILL, BLK 15 LOT 20 S 15 E/2 (15X75) LOTS 21-24 E/2 (EACH LOT 25X75)
Legal Range	02E
Legal Township	04S
Legal Section	19
Legal Subdivision	COLLEGE HILL ADDN
Legal Block	15
Legal Lot Number	20-24
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3014
Census Tract	892601

Owner

809 Campbell St is owned by two individuals who bought it in September 2019.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 TOWN AND COUNTRY CIR, ARDMORE, OK 73401-9114
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2007	Deed of Trust, Mortgage BANK OF THE WEST
Sep 12, 2019	Foreclosure
Aug 10, 2016	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK & TRUST
Aug 10, 2016	Correction Deed STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE
Aug 10, 2016	Quit Claim Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2019 · Amount on File
Deed Sale	Sep 12, 2019 · Amount on File
Prior Sale	Aug 10, 2016 · Amount on File
Deed Document Number	201910335
Deed Book / Page	6773 / 174
Prior Transfer Date	Sep 10, 2019
Prior Transfer Doc	006773/174
Record Updated	Oct 29, 2026

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	809 CAMPBELL ST, ARDMORE, OK 73401-1509
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004740/130
Date	Nov 6, 2007
Book Page	4740/130
Instrument	2007-015401

Lender

Name	BANK OF THE WEST
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Amount	Amount on Record
Term	179 Months
Due	Oct 30, 2022

September 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	CARTER OK
Recording Date	Sep 12, 2019
Property Address	809 CAMPBELL ST, ARDMORE, OK 73401-1509
Document Number	006773/174
Book / Page	6773 / 174
Instrument Date	Sep 10, 2019
Instrument	2019-010335
Transaction Type	Foreclosure
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Judgment Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 N COMMERCE ST, ARDMORE, OK 73401-3923

August 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Aug 10, 2016
Property Address	809 CAMPBELL ST, ARDMORE, OK 73401-1509
Document Number	006285/199
Book / Page	6285 / 199
Instrument Date	Aug 9, 2016
Instrument	2016-008890
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43 TOWN AND COUNTRY CIR, ARDMORE, OK 73401-9114

Mortgage

Document Number	2016008891
Date	Aug 10, 2016
Instrument	2016-008891

Lender

Name	FIRST NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 9, 2021

August 2016: Correction Deed

Document Type	Correction Deed
Jurisdiction	CARTER OK
Recording Date	Aug 10, 2016
Property Address	809 CAMPBELL ST, ARDMORE, OK 73401-1509
Document Number	006285/198
Book / Page	6285 / 198
Instrument Date	Aug 4, 2016
Instrument	2016-008889
Record Updated	Jan 27, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 CAMPBELL ST, ARDMORE, OK 73401-1509

August 2016: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTER OK
Recording Date	Aug 10, 2016
Property Address	809 CAMPBELL ST, ARDMORE, OK 73401-1509
Document Number	006285/197
Book / Page	6285 / 197
Instrument Date	Jul 28, 2016
Instrument	2016-008888
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 809 Campbell St was $530, down 0.2% from the year before.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,585 (+5.02%) Land $743 Building $4,842	$46,538 (-69.82%) Land $6,190 Building $40,348
2025	$530.00 (-0.19%)	$5,318 (+4.97%) Land $707 Building $4,611	$154,196 (-9.64%) Land $20,188 Building $134,008
2024	$531.00 (+11.32%)	$5,066 (+5.02%) Land $674 Building $4,392	$170,647 (+9.37%) Land $20,188 Building $150,459
2023	$477.00	$4,824 Land $646 Building $4,178	$156,031 Land $20,188 Building $135,843

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 809 Campbell St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 809 Campbell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband.

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