809 Calvert Towne Dr, Prince Frederick, MD 20678 Property Records

Calvert County property record for 809 Calvert Towne Dr, Prince Frederick, MD 20678

Property Summary

Property TypeTownhouse
Details1 ba · 1,100 sqft · built 1978
Lot Size0.084 acres (3,667 sqft)
OwnerIndividual Name on Record
Last Sale$192,600 (Oct 2025)
Tax Bill$1,895 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-047136

Property Details

APN / Parcel Number

Primary APN02-047136
Alternative APNs
  • 2047136
  • 047136

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,100 sqft Total Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,667 sqft (0.084 acres)
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number047136
Street Address809 CALVERT TOWNE DR
CityPRINCE FREDERICK
StateMD
Zip20678-4107
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR
Legal DescriptionLT 31A CALVERT TOWNE TOWNHOUSES
Legal SubdivisionCALVERT TOWNE TWNHS
Legal Lot Number31A
JurisdictionCALVERT MD
Township / Civil Division2, PRINCE FREDERICK
Census Block Group1
Census Block1028
Census Tract860702

Owner

Source: Calvert County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address809 CALVERT TOWNE DR, PRINCE FREDERICK, MD 20678-4107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2025 · Amount on Record
Deed SaleOct 21, 2025 · Amount on Record
Deed Book / Page6803 / 224
Prior Transfer DateSep 29, 2025
Prior Transfer Doc0068030229
Record UpdatedOct 29, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateOct 21, 2025
Property Address809 CALVERT TOWNE DR, PRINCE FREDERICK, MD 20678-4107
Document Number0068030224
Book / Page6803 / 224
Map ReferenceLB JLB 3 FO 148
Instrument DateSep 29, 2025
Transaction TypeTransfer
Record UpdatedNov 10, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$481.50
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 CALVERT TOWNE DR, PRINCE FREDERICK, MD 20678-4107

Mortgage

Document Number0068030229
DateOct 21, 2025
Book Page6803/229
Lender
NamePATRICIA FAITH GRAY
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term106 Months
DueAug 1, 2034

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$172,633 (+7.51%)$184,700 (-) Land $53,800 Building $130,900
2025$1,895.00 (+30.96%)$160,567 (+15.27%)$184,700 (+24.38%) Land $53,800 Building $130,900
2023$1,447.00$139,300$148,500 Land $53,800 Building $94,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2009–2022)
Claims Outside the SFHA4 of 4
Most Recent ClaimMar 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 85% of Maryland
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPRINCE FREDERICK
serves 4,371 people · EPA ID MD0040011
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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