Walton County property record for 809 Brushed Dunes Cir, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,228 sqft · built 2019 |
| Lot Size | 0.769 acres (33,541 sqft) |
| Owner | Individual Name on File |
| Last Sale | $383,400 (Aug 2019) |
| Tax Bill | $75 (2024) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage Nov 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-1S-18-14040-00B-0220 |
| Primary APN | 15-1S-18-14040-00B-0220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,228 sqft Living Area |
| Gross Area | 4,283 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 33,541 sqft (0.769 acres) |
| Garage Type | Finished |
| Garage Area | 692 sqft |
| Porch | Porch |
| Porch Area | 363 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1022184 |
|---|---|
| Street Address | 809 BRUSHED DUNES CIR |
| City | FREEPORT |
| State | FL |
| Zip | 32439-6277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 BLK B WINDSWEPT ESTATES PH 4 PB 16-30 OR 2654-4717 OR 2656-588 OR 3090-3241 OR 3115-3890 |
| Legal Range | 18W |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | WINDSWEPT ESTATES PH 4 |
| Legal Phase | 4 |
| Legal Block | B |
| Legal Lot Number | 22 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 950501 |
Source: Walton County records · APN 15-1S-18-14040-00B-0220
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 809 BRUSHED DUNES CIR, FREEPORT, FL 32439-6277 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage SHELTER MORTGAGE COMPANY LLC |
| Nov 16, 2018 | Loan Modification, Mortgage FIFTH THIRD BK |
| Nov 20, 2018 | Warranty Deed, Transfer HB TITLE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 23, 2019 · Amount on Record |
| Deed Sale | Aug 23, 2019 · Amount on Record |
| Prior Sale | Nov 20, 2018 · Amount on Record |
| Deed Document Number | 20190028968 |
| Deed Book / Page | 3115 / 3890 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 23, 2019 |
| Property Address | 809 BRUSHED DUNES CIR, FREEPORT, FL 32439-6277 |
| Document Number | 0031153890 |
| Book / Page | 3115 / 3890 |
| Map Reference | MB 16 PG 30-30E |
| Instrument Date | Aug 21, 2019 |
| Instrument | 20190028968 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 02, 2022 |
| Title Company | HB TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,683.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2293 W EAU GALLIE BLVD, 2293, MELBOURNE, FL 32935-3184 |
| Name | Verified Name |
|---|---|
| Address | 809 BRUSHED DUNES CIR, FREEPORT, FL 32439-6277 |
| Document Number | 0031153892 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 3115/3892 |
| Name | SHELTER MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 809 BRUSHED DUNES CIR, FREEPORT, FL 32439-6277 |
| Document Number | 0030903243 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2018 |
| Title Company | HB TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184 |
| Document Number | 0030903243 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 003090/003243 |
| Instrument | 38773 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | 199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 20, 2018 |
| Property Address | 809 BRUSHED DUNES CIR, FREEPORT, FL 32439-6277 |
| Document Number | 0030903241 |
| Book / Page | 003090 / 003241 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 38772 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | HB TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $189.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184 |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $489,955 (+0.91%) Land $81,000 Building $408,955 | $489,955 (+0.91%) Land $81,000 Building $408,955 | |
| 2024 | $75.00 | ||
| 2023 | $75.00 Homeowner's exemption | $485,530 (+12.19%) Land $76,000 Building $409,530 | $485,530 (+12.19%) Land $76,000 Building $409,530 |
| 2022 | $75.00 Homeowner's exemption | $432,763 Land $73,538 Building $359,225 | $432,763 Land $73,538 Building $359,225 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 68 (1990–2020) |
| Claims Outside the SFHA | 15 of 68 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
Based on FCC filings for 73 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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