809 Brushed Dunes Cir, Freeport, FL 32439 Property Records

Walton County property record for 809 Brushed Dunes Cir, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,228 sqft · built 2019
Lot Size0.769 acres (33,541 sqft)
OwnerIndividual Name on File
Last Sale$383,400 (Aug 2019)
Tax Bill$75 (2024)
Deeds & MortgagesAug 2019 Sale & Mortgage
Nov 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-1S-18-14040-00B-0220

Property Details

APN / Parcel Number

Primary APN15-1S-18-14040-00B-0220
Alternative APN
  • 1022184

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,228 sqft Living Area
Gross Area4,283 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area33,541 sqft (0.769 acres)
Garage TypeFinished
Garage Area692 sqft
PorchPorch
Porch Area363 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1022184
Street Address809 BRUSHED DUNES CIR
CityFREEPORT
StateFL
Zip32439-6277
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 BLK B WINDSWEPT ESTATES PH 4 PB 16-30 OR 2654-4717 OR 2656-588 OR 3090-3241 OR 3115-3890
Legal Range18W
Legal Township01S
Legal Section15
Legal SubdivisionWINDSWEPT ESTATES PH 4
Legal Phase4
Legal BlockB
Legal Lot Number22
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2072
Census Tract950501

Owner

Source: Walton County records · APN 15-1S-18-14040-00B-0220

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address809 BRUSHED DUNES CIR, FREEPORT, FL 32439-6277
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2019Warranty Deed, Subdivision Related Transfer · VA Mortgage
SHELTER MORTGAGE COMPANY LLC
Nov 16, 2018Loan Modification, Mortgage
FIFTH THIRD BK
Nov 20, 2018Warranty Deed, Transfer
HB TITLE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 23, 2019 · Amount on Record
Deed SaleAug 23, 2019 · Amount on Record
Prior SaleNov 20, 2018 · Amount on Record
Deed Document Number20190028968
Deed Book / Page3115 / 3890
Record UpdatedJun 08, 2026

August 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateAug 23, 2019
Property Address809 BRUSHED DUNES CIR, FREEPORT, FL 32439-6277
Document Number0031153890
Book / Page3115 / 3890
Map ReferenceMB 16 PG 30-30E
Instrument DateAug 21, 2019
Instrument20190028968
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 02, 2022
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,683.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2293 W EAU GALLIE BLVD, 2293, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 BRUSHED DUNES CIR, FREEPORT, FL 32439-6277

Mortgage

Document Number0031153892
DateAug 23, 2019
Instrument3115/3892
Lender
NameSHELTER MORTGAGE COMPANY LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWALTON FL
Property Address809 BRUSHED DUNES CIR, FREEPORT, FL 32439-6277
Document Number0030903243
Instrument DateNov 16, 2018
Transaction TypeMortgage
Record UpdatedDec 13, 2018
Title CompanyHB TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Mortgage

Document Number0030903243
DateNov 20, 2018
Book Page003090/003243
Instrument38773
Lender
NameFIFTH THIRD BK
TypeBank
Address199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381
Agreement
AmountAmount Recorded

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateNov 20, 2018
Property Address809 BRUSHED DUNES CIR, FREEPORT, FL 32439-6277
Document Number0030903241
Book / Page003090 / 003241
Instrument DateNov 13, 2018
Instrument38772
Transaction TypeTransfer
Record UpdatedNov 27, 2019
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
Tax$189.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$489,955 (+0.91%) Land $81,000 Building $408,955$489,955 (+0.91%) Land $81,000 Building $408,955
2024$75.00
2023$75.00 Homeowner's exemption$485,530 (+12.19%) Land $76,000 Building $409,530$485,530 (+12.19%) Land $76,000 Building $409,530
2022$75.00 Homeowner's exemption$432,763 Land $73,538 Building $359,225$432,763 Land $73,538 Building $359,225

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims68 (1990–2020)
Claims Outside the SFHA15 of 68
Most Recent ClaimOct 2020 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 11 claims

Wildfire

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Wildstar Networks
Fixed Wireless
200 / 50

Based on FCC filings for 73 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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