Anne Arundel County property record for 809 Bradford Ave, Arnold, MD 21012
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 1 ba · 4,464 sqft · built 1950 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Dec 2019) |
| Tax Bill | $524 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-115-00584700 |
| Primary APN | 03-115-00584700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,464 sqft Gross Area |
| 1st Floor Area | 1,968 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,500 sqft (0.287 acres) |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | 216 sqft |
| Shed | 1 Shed |
| Shed Area | 171 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11500584700 |
|---|---|
| Street Address | 809 BRADFORD AVE |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1419 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R5 |
| Legal Description | LTS 17TO20 BK J PL A BELVEDERE BCH/HARMONY PT |
| Legal Subdivision | BELVEDERE BCH/HARMONY PT |
| Legal Block | J |
| Legal Lot Number | 17 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 731104 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 809 BRADFORD AVE, ARNOLD, MD 21012-1419 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Feb 17, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 22, 2021 | Deed of Trust, Mortgage · VA Mortgage MERIDIAN BANK |
| Feb 22, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Dec 19, 2019 | Deed, Transfer · VA Mortgage HOWARD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2019 · Amount on Record |
| Deed Sale | Dec 19, 2019 · Amount on Record |
| Prior Sale | Sep 18, 1990 · Amount on Record |
| Deed Book / Page | 33976 / 174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 22, 2026 |
| Property Address | 809 BRADFORD AVE, ARNOLD, MD 21012-1419 |
| Document Number | 4227000464 |
| Book / Page | 42279 / 464 |
| Instrument Date | Apr 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 809 BRADFORD AVE, ARNOLD, MD 21012-1419 |
| Document Number | 4227000464, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 42279/464 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 809 BRADFORD AVE, ARNOLD, MD 21012-1419 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 809 BRADFORD AVE, ARNOLD, MD 21012-1419 |
| Document Number | 0383770400 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 38377/400 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 809 BRADFORD AVE, ARNOLD, MD 21012-1419 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | THE TITLE SERVICES GROUP, THE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0361860065 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 36186/65 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 809 BRADFORD AVE, ARNOLD, MD 21012-1419 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 809 BRADFORD AVE, ARNOLD, MD 21012-1419 |
| Document Number | 0394700014 |
|---|---|
| Date | Feb 22, 2023 |
| Book Page | 39470/14 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 19, 2019 |
| Property Address | 809 BRADFORD AVE, ARNOLD, MD 21012-1419 |
| Document Number | 0339760174 |
| Book / Page | 33976 / 174 |
| Map Reference | MB 1 FO 33 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | THE ATLANTIC TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 809 BRADFORD AVE, ARNOLD, MD 21012-1419 |
| Document Number | 33976179 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 33976/179 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $605,367 (+5.31%) | $635,900 (-) Land $240,500 Building $395,400 | |
| 2025 | $524.00 (+4.38%) | $574,833 (+10.66%) | $635,900 (+16.83%) Land $240,500 Building $395,400 |
| 2024 | $502.00 | ||
| 2023 | Disabled Person's exemption Veteran's exemption | $519,467 | $544,300 Land $240,500 Building $303,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 7 (1979–2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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