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809 Bonito Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 809 Bonito Ln, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,777 sqft · built 1974
Lot Size0.152 acres (6,630 sqft)
OwnerTrust Name on File
Last Sale$1,650,000 (Apr 2022)
Tax Bill$16,512 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00483910-000000

Property Details

APN / Parcel Number

Primary APN00483910-000000
Alternative APNs
  • 13623800483910000000
  • 1593541

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories3 Stories
Building Area3,777 sqft Living Area
1st Floor Area2,728 sqft
Basement Area730 sqft
FlooringMarble
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypePile
Roof TypeGeodesic/Dome
Roof MaterialConcrete
Lot Area6,630 sqft (0.152 acres)
View / LotCanal
Garage TypeCovered
Garage Area315 sqft

Exterior Amenities

PorchSlab
Porch Area1,755 sqft
Deck Area906 sqft
Patio Area906 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1593541
Street Address809 BONITO LN
CityKEY LARGO
StateFL
Zip33037-3802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 6 LT 14 LESS SWLY 2.5 FT AMENDED PLAT OF SUNRISE POINT ADDN PB4-41 KEY LARGO OR391-367 OR391-387/88 OR475-644 OR769-1031 OR929-1844 OR931-1629/AFF OR1703-421/23/LP CASE NO 01-557 HIGHSMITH GARBER ORDER OR1971-987/88 OR2418-1895/96 OR2668-1351/53 O
Legal Range38E
Legal Township62S
Legal Section13
Legal SubdivisionSUNRISE POINT ADD AMD
Legal Block6
Legal Lot Number14
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1009
Census Tract970600

Owner

809 Bonito Ln is held in a trust since April 2022.

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address7790 SW 120TH ST, PINECREST, FL 33156-5239
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2022 · Amount on File
Deed SaleApr 26, 2022 · Amount on File
Prior SaleJan 24, 2014 · Amount on File
Deed Document Number20222372597
Deed Book / Page3169 / 2452
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 26, 2022
Property Address809 BONITO LN, KEY LARGO, FL 33037-3802
Document Number0031692452
Book / Page3169 / 2452
Map ReferenceMB 4 PG 41
Instrument DateApr 17, 2022
Instrument2372597
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address124 GIARDINO DR, 124, ISLAMORADA, FL 33036-3312

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address7790 SW 120TH ST, PINECREST, FL 33156-5239

Mortgage

Document Number0031692454
DateApr 26, 2022
Instrument3169/2454
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 809 Bonito Ln was $16,512, up 14.6% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,512.00 (+14.64%)$1,908,654 Land $676,260 Building $1,232,394$1,908,654 Land $676,260 Building $1,232,394
2024$14,403.00 (+9.16%)
2023$13,194.00 (+38.11%)$1,400,348 (+18.34%) Land $693,167 Building $707,181$1,400,348 (+18.34%) Land $693,167 Building $707,181
2022$9,553.00$1,183,350 Land $507,195 Building $676,155$1,183,350 Land $507,195 Building $676,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 Bonito Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 272 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies272 in force
Nearby Flood Claims100 (1981–2024)
Claims Outside the SFHA9 of 100
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 42 claims
  • Hurricane Wilma, Oct 2005 · 37 claims
  • Hurricane Andrew, Aug 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 809 Bonito Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

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