809 Benjamin Rd, Bel Air, MD 21014 Property Records

Harford County property record for 809 Benjamin Rd, Bel Air, MD 21014 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,990 sqft · built 1986
Lot Size	0.219 acres (9,539 sqft)
Owner	2 Individual Names on File
Last Sale	$117,300 (Sep 1986)
Tax Bill	$2,721 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-196062`

Property Details

APN / Parcel Number

Primary APN	`03-196062`
Alternative APNs	`3196062` `196062`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,990 sqft Total Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,539 sqft (0.219 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Mixed
Garage Area	528 sqft Garage
Deck Area	192 sqft Deck
Porch	Slab
Porch Area	168 sqft Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	196062
Street Address	809 BENJAMIN RD
City	BEL AIR
State	MD
Zip	21014-6801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 215 .219 AC 809 BENJAMIN ROAD MAJOR'S CHOICE PT 53/43
Legal Subdivision	MAJORS CHOICE
Legal Lot Number	215
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2011
Census Tract	303803

Owner

Source: Harford County records · APN 03-196062

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	809 BENJAMIN RD, BEL AIR, MD 21014-6801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 09, 1986 · Amount on Record
Deed Sale	Sep 09, 1986 · Amount on Record
Prior Sale	Jun 05, 1986 · Amount on Record
Deed Book / Page	1343 / 703
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	809 BENJAMIN RD, BEL AIR, MD 21014-6801
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	COMMUNITY STLMT GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0143240065
Date	Dec 09, 2020
Book Page	14324/65

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Bel Air Town
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,133 (+15.47%)	$414,600 (+12.85%) Land $112,300 Building $302,300
2025	$2,721.00 (-9.09%) Homeowner's exemption
2023		$331,800	$367,400 Land $112,300 Building $255,100
2022	$2,993.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 3% of the US · above 6% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.