Santa Cruz County property record for 809 Bay Ave, Capitola, CA 95010 · Last verified August 2026
| Property Type | Regional Shopping Center, Mall |
|---|---|
| Details | 86,623 sqft · built 1965 |
| Lot Size | 7.95 acres (346,694 sqft) |
| Owner | Company Name on File |
| Tax Bill | $122,526 (2025) |
| Deeds & Mortgages | Sep 2020 Loan Modification |
| Flood Zone | Zone X (moderate risk) |
| APN | 035-021-43 |
| Primary APN | 035-021-43 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 86,623 sqft Gross Area |
| 1st Floor Area | 86,623 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 346,694 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 809 BAY AVE |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2136 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Regional Shopping Center, Mall |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 121802 |
Source: Santa Cruz County records · APN 035-021-43
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1041, SANTA CRUZ, CA 95061-1041 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 809 BAY AVE, CAPITOLA, CA 95010-2136 |
| Document Number | 0000038090 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1362 PACIFIC AVE SANTA CRUZ CA 950603932, SANTA CRUZ, CA 95060-3932 |
| Document Number | 0000038090 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 38090 |
| Name | BANK OF NY MELLON |
|---|---|
| Type | Bank |
| Address | 240 GREENWICH ST # 7TH, NEW YORK, NY 10286 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $7,208,003 (+2%) Land $615,200 Building $6,592,803 | |
| 2025 | $122,526.00 (+10.83%) | $7,066,670 (+4.04%) Land $603,138 Building $6,463,532 |
| 2023 | $110,553.00 (+6.28%) | $6,792,262 Land $579,717 Building $6,212,545 |
| 2022 | $104,021.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871218022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 752 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Surfnet Communications | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Cruzio Internet, AT&T, Verizon, T-Mobile USA, Xfinity, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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