Kenton County property record for 809 Bakewell St, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 444 sqft · built 1886 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Aug 2023) |
| Tax Bill | $1,325 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-44-14-008.00 |
| Primary APN | 040-44-14-008.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 444 sqft Finished Area |
| Gross Area | 904 sqft |
| Year Built | Built 1886 |
|---|---|
| Effective Year Built | Effective 1886 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 100 ft deep x 21 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 809 BAKEWELL ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-1229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PERRY N 20.72' LOT 25 |
| Legal Subdivision | PERRY |
| Legal Block | 49 |
| Legal Lot Number | 25 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 60300 |
Source: Kenton County records · APN 040-44-14-008.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 BAKEWELL ST, COVINGTON, KY 41011-1229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 10, 2019 | Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG SVC |
| Jan 15, 2019 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Dec 07, 2018 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 15, 2023 · Amount on Record |
| Deed Sale | Aug 15, 2023 · Amount on Record |
| Prior Sale | Jun 10, 2019 · Amount on Record |
| Deed Document Number | 2023204 |
| Deed Book / Page | 241 / 916 |
| Prior Transfer Date | Jun 05, 2019 |
| Prior Transfer Doc | 0005900076 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 809 BAKEWELL ST, COVINGTON, KY 41011-1229 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0005900105 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 261/124 |
| Instrument | 21082405900105 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 10, 2019 |
| Property Address | 809 BAKEWELL ST, COVINGTON, KY 41011-1229 |
| Document Number | 0000000076 |
| Book / Page | 0C6677 / 000255 |
| Instrument Date | Jun 05, 2019 |
| Instrument | 76 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 BAKEWELL ST COVINGTON KY 410111229, COVINGTON, KY 41011-1229 |
| Document Number | 77 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 0C6677/000258 |
| Instrument | 77 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 09, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 15, 2019 |
| Property Address | 809 BAKEWELL ST, COVINGTON, KY 41011-1229 |
| Document Number | 0000000072 |
| Book / Page | 0C6582 / 000248 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 72 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6892 GLEN ARBOR DR FLORENCE KY 410427008, FLORENCE, KY 41042-7008 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 07, 2018 |
| Property Address | 809 BAKEWELL ST, COVINGTON, KY 41011-1229 |
| Document Number | 0000000119 |
| Book / Page | 0C6559 / 000120 |
| Instrument Date | Dec 05, 2018 |
| Instrument | 119 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 480 HEBRON KY 410480480, HEBRON, KY 41048-0480 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,325.00 (-0.53%) | $100,000 (-) Land $5,000 Building $95,000 | $100,000 (-) Land $5,000 Building $95,000 |
| 2023 | $1,332.00 | $100,000 Land $5,000 Building $95,000 | $100,000 Land $5,000 Building $95,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 607 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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